234 S Cottage St, Kewanee, IL 61443 Property Records

Henry County property record for 234 S Cottage St, Kewanee, IL 61443

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 528 sqft · built 1907
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$13,000 (Nov 2016)
Tax Bill$1,177 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-33-302-016

Property Details

APN / Parcel Number

Primary APN20-33-302-016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area528 sqft Living Area
1st Floor Area528 sqft
Basement Area480 sqft
Unfinished Basement528 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions97 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address234 S COTTAGE ST
CityKEWANEE
StateIL
Zip61443-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW97 LT 5 STANCLIFFS SUB OF S1/2 LOT 1 OF HOWE, PRESTON & CO ADD CITY OF KEWANEE
Legal SubdivisionHOWE, PRESTON & CO ADD
Legal Block302
Legal Lot Number5,1
JurisdictionHENRY IL
Township / Civil DivisionKEWANEE
Census Block Group1
Census Block1030
Census Tract30900

Owner

234 S Cottage St is owned by an individual who bought it in November 2016.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address224 N TREMONT ST, KEWANEE, IL 61443-2234
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2016 · Amount on File
Deed SaleNov 21, 2016 · Amount on File
Deed Document Number201620-1606991
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address234 S COTTAGE ST, KEWANEE, IL 61443-2730
Document Number0000003027
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 N TREMONT ST KEWANEE IL 614432234, KEWANEE, IL 61443-2234

Mortgage

Document Number0000003027
DateMay 28, 2020
Instrument3027
Lender
NameSTATE BK/TOULON
TypeBank
AddressKEWANEE, IL 61443
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 27, 2035
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 234 S Cottage St was $1,177.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionKewanee Township
MunicipalityKewanee City
Unified School DistrictKewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,177.00$11,060 Land $970 Building $10,090$33,180 Land $2,910 Building $30,270
2022$8,450 Land $741 Building $7,709$25,350 Land $2,223 Building $23,127
2021$910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 S Cottage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 234 S Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEWANEE
serves 12,509 people · EPA ID IL0730650
Water SourceGroundwater
Last State InspectionJul 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
200 / 50

May also be available: Cambridge Telcom Services.

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