226 S Cottage St, Kewanee, IL 61443 Property Records

Henry County property record for 226 S Cottage St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 694 sqft · built 1923
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-33-302-018`

Property Details

APN / Parcel Number

Primary APN	`20-33-302-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	694 sqft Living Area
1st Floor Area	694 sqft
Basement Area	640 sqft
Unfinished Basement	694 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	226 S COTTAGE ST
City	KEWANEE
State	IL
Zip	61443-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 FERRIS SUB OF N1/2 LOT 1 & LOT 7 OF STANCLIFFS SUB OF S1/2 OF LOT 1 HOWE, PRESTON & CO ADD CITY OF KEWANEE
Legal Subdivision	HOWE, PRESTON & CO ADD
Legal Block	302
Legal Lot Number	6,7
Jurisdiction	HENRY IL
Township / Civil Division	KEWANEE
Census Block Group	1
Census Block	1030
Census Tract	30900

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 S COTTAGE ST, KEWANEE, IL 61443-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 18, 2011
Transfer Doc	0000003513
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	226 S COTTAGE ST, KEWANEE, IL 61443-2730
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005922
Date	Oct 11, 2022
Instrument	20-2205922

Lender

Name	UNION FEDERAL SAVINGS & LOAN ASSOCIATION
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2042

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Kewanee Township
Municipality	Kewanee City
Unified School District	Kewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (+5.69%) Homeowner's exemption	$25,014 (+5.4%) Land $2,318 Building $22,696	$75,042 (+5.4%) Land $6,954 Building $68,088
2024	$1,914.00 (+40.74%)	$23,732 (+24.19%) Land $2,199 Building $21,533	$71,196 (+24.19%) Land $6,597 Building $64,599
2022		$19,110 Land $1,771 Building $17,339	$57,330 Land $5,313 Building $52,017
2021	$1,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services.

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