234 Rolling Ridge Way, Simpsonville, KY 40067 Property Records

Shelby County property record for 234 Rolling Ridge Way, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1993
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2022)
Tax Bill	$3,418 (2025)
Deeds & Mortgages	Sep 2016 Mortgage Feb 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015B-02-004`

Property Details

APN / Parcel Number

Primary APN	`015B-02-004`
Alternative APNs	`0045941` `0056816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Living Area
Basement Area	870 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0056816
Street Address	234 ROLLING RIDGE WAY
City	SIMPSONVILLE
State	KY
Zip	40067-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE LOT 176
Legal Subdivision	ROLLING RIDGE SUB
Legal Lot Number	176
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	1
Census Block	1008
Census Tract	40503

Owner

Source: Shelby County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK LOUISVILLE
Feb 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CORP
Dec 1, 2016	Deed of Trust, Mortgage · Construction Mortgage FORCHT BANK NA
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 18, 2017	Warranty Deed, Transfer · ARM MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	489135
Deed Book / Page	D706 / 369
Record Updated	Jun 8, 2026

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1019/832
Date	Sep 9, 2016
Book Page	M1019/832
Instrument	423956

Lender

Name	FIFTH THIRD BANK LOUISVILLE
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2046

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M628/751
Date	Feb 14, 2005
Book Page	M628/751
Instrument	00301713

Lender

Name	FIFTH THIRD MORTGAGE CORP
Type	Mortgage Company
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2015

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1028/855
Date	Dec 1, 2016
Book Page	M1028/855
Instrument	426341

Lender

Name	FORCHT BANK NA
Type	Bank
Address	LOUISVILLE, KY 40258

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 20, 2017

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Oct 17, 2022
Property Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741
Document Number	00D706/369
Book / Page	D706 / 369
Map Reference	CAB 2 SL 377
Instrument Date	Oct 14, 2022
Instrument	489135
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 MEIGS AVE, JEFFERSONVILLE, IN 47130-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741

Mortgage

Document Number	0000489136
Date	Oct 17, 2022
Instrument	489136

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Jul 18, 2017
Property Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741
Document Number	0D0626/395
Book / Page	D0626 / 395
Map Reference	CAB 2 SL 354
Instrument Date	Jul 17, 2017
Instrument	432582
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 BURKS BRANCH RD, SHELBYVILLE, KY 40065-9088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6741

Mortgage

Document Number	0000432583
Date	Jul 18, 2017
Instrument	432583

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Max Rate	8.75%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,418.00 (-2.31%)	$300,000 (-)	$300,000 (-)
2023	$3,499.00	$300,000	$300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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