231 Rolling Ridge Way, Simpsonville, KY 40067 Property Records

Shelby County property record for 231 Rolling Ridge Way, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1992
Owner	Individual Name on File
Last Sale	$174,500 (May 2020)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Feb 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`015B-03-001`

Property Details

APN / Parcel Number

Primary APN	`015B-03-001`
Alternative APN	`0051568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Mixed
Porch	Porch
Porch Area	16 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0051568
Street Address	231 ROLLING RIDGE WAY
City	SIMPSONVILLE
State	KY
Zip	40067-6666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE LOT 180
Legal Subdivision	ROLLING RIDGE SUB
Legal Phase	3A
Legal Lot Number	180
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	1
Census Block	1007
Census Tract	40503

Owner

231 Rolling Ridge Way is owned and occupied by an individual who bought it in May 2020.

Source: Shelby County records, as of February 13, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BANK & TRUST CO
Feb 7, 2019	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Oct 17, 2006	Deed of Trust, Mortgage CITIZENS UNION BANK OF SHELBYVILLE
Dec 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
May 6, 2020	Warranty Deed, Transfer · VA Mortgage COMMONWEALTH BANK & TRUST CO
Jul 6, 2009	Deed, Transfer · Line of Credit COMMONWEALTH BANK & TRUST CO
Jun 18, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on File
Deed Sale	May 6, 2020 · Amount on File
Prior Sale	Jul 6, 2009 · Amount on File
Deed Document Number	459710
Deed Book / Page	D0663 / 626
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1054/431
Date	Aug 10, 2017
Book Page	M1054/431
Instrument	433316

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 21, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1105/279
Date	Feb 7, 2019
Book Page	M1105/279
Instrument	447561

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M710/019
Date	Oct 17, 2006
Book Page	M710/019
Instrument	323857

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Address	SIMPSONVILLE, KY 40067

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 13, 2007

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1031/231
Date	Dec 19, 2016
Book Page	M1031/231
Instrument	426893

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2047

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	May 6, 2020
Property Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Document Number	0D0663/626
Book / Page	D0663 / 626
Map Reference	CAB 2 SL 377
Instrument Date	May 4, 2020
Instrument	459710
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666

Mortgage

Document Number	0000459711
Date	May 6, 2020
Instrument	459711

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jul 6, 2009
Property Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Document Number	00D526/199
Book / Page	D526 / 199
Map Reference	CAB 2 SL 377
Instrument Date	Jul 2, 2009
Instrument	00353040
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1854 MIDLAND TRL, SHELBYVILLE, KY 40065-9112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666

Mortgage

Document Number	0000353041
Date	Jul 6, 2009
Instrument	00353041

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2039

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Jun 18, 2008
Property Address	231 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Document Number	00D513/725
Book / Page	D513 / 725
Map Reference	CAB 2 SL 377
Instrument Date	Jun 16, 2008
Instrument	00342288
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3240 BLUEGRASS DR, SHELBYVILLE, KY 40065-7315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 189, SHEPHERDSVILLE, KY 40165-0189

Tax Assessment & Valuation

The 2025 property tax bill for 231 Rolling Ridge Way was $2,008 with a homeowner's exemption.

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 Homeowner's exemption	$174,500	$174,500
2023	$2,055.00 Homeowner's exemption	$174,500	$174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Rolling Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Rolling Ridge Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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