234 N Main St, Roberts, IL 60962 Property Records

Ford County property record for 234 N Main St, Roberts, IL 60962

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1880
Lot Size	0.873 acres (38,016 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Dec 2023)
Tax Bill	$916 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-07-21-202-007`

Property Details

APN / Parcel Number

Primary APN	`05-07-21-202-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Basement Area	868 sqft
Unfinished Basement	868 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	38,016 sqft (0.873 acres)
Lot Dimensions	297 ft deep x 128 ft wide
Garage Type	Detached
Garage Area	336 sqft

Location & Zoning

Street Address	234 N MAIN ST
City	ROBERTS
State	IL
Zip	60962-8055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 19 EX S 50' THEREOF CO CLK SUB-DIV 128 X 297 ZONING R-1
Legal Range	09E
Legal Township	25N
Legal Section	21
Legal Subdivision	CO CLK SUB-DIV
Legal Lot Number	19
Jurisdiction	FORD IL
Township / Civil Division	LYMAN
Census Block Group	1
Census Block	1023
Census Tract	961700

Owner

234 N Main St is owned and occupied by an individual who bought it in December 2023.

Source: Ford County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	234 N MAIN ST, ROBERTS, IL 60962-8055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERMILION VALLEY BANK
Dec 26, 2023	Warranty Deed, Transfer · Closed-End Mortgage VERMILION VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2023 · Amount on File
Deed Sale	Dec 26, 2023 · Amount on File
Prior Sale	Aug 2, 2006
Deed Document Number	2023282560
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	236558
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Recording Date	Jun 22, 2026
Property Address	234 N MAIN ST, ROBERTS, IL 60962-8055
Document Number	0000288340
Instrument Date	Jun 2, 2026
Instrument	2026288340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 N MAIN ST, ROBERTS, IL 60962-8055

Mortgage

Document Number	0000288340,
Date	Jun 22, 2026
Instrument	2026288340

Lender

Name	VERMILION VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2041

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Dec 26, 2023
Property Address	234 N MAIN ST, ROBERTS, IL 60962-8055
Document Number	0000282560
Map Reference	MB 98 PG 40
Instrument Date	Dec 22, 2023
Instrument	282560
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 N MAIN ST, ROBERTS, IL 60962-8055

Mortgage

Document Number	0000282562
Date	Dec 26, 2023
Instrument	282562

Lender

Name	VERMILION VALLEY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 5, 2044

Interest

Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 234 N Main St was $916 with a homeowner's exemption, down 24.9% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Lyman Township
Municipality	Roberts Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00 (-24.86%) Homeowner's exemption	$24,960 (+13.04%) Land $3,270 Building $21,690	$74,880 (+13.04%) Land $9,810 Building $65,070
2024	$1,219.00	$22,080 Land $2,890 Building $19,190	$66,240 Land $8,670 Building $57,570
2022	$1,088.00	$17,540 Land $2,300 Building $15,240	$52,620 Land $6,900 Building $45,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 234 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTS serves 367 people · EPA ID IL0530350
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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