229 N Main St, Roberts, IL 60962 Property Records

Ford County property record for 229 N Main St, Roberts, IL 60962

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,136 sqft · built 1910
Owner	2 Individual Names on Record
Deeds & Mortgages	Dec 2023 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-07-21-201-031`

Property Details

APN / Parcel Number

Primary APN	`05-07-21-201-031`
Alternative APN	`05-07-21-201-039`

Location & Zoning

Street Address	229 N MAIN ST
City	ROBERTS
State	IL
Zip	60962-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VILLAGE OF ROBERTS
Jurisdiction	FORD IL
Township / Civil Division	LYMAN
Census Block Group	1
Census Block	1021
Census Tract	961700

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 N MAIN ST, ROBERTS, IL 60962-8114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Closed-End Mortgage VERMILION VALLEY BANK
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERMILLION VALLEY BANK
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERMILION VALLEY BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERMILION VALLEY BANK
May 14, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	229 N MAIN ST, ROBERTS, IL 60962-8114
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 N MAIN ST, ROBERTS, IL 60962-8114

Mortgage

Document Number	0000282535
Date	Dec 21, 2023
Instrument	282535

Lender

Name	VERMILION VALLEY BANK
Type	Bank
Address	ROBERTS, IL 60962

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 4, 2028

Interest

Rate	6.75%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	229 N MAIN ST, ROBERTS, IL 60962-8114
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278753
Date	Mar 16, 2022
Instrument	278753

Lender

Name	VERMILLION VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Mar 4, 2026

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	229 N MAIN ST, ROBERTS, IL 60962-8114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	273847
Date	Jul 21, 2020
Instrument	273847

Lender

Name	VERMILION VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 4, 2023

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	229 N MAIN ST, ROBERTS, IL 60962-8114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	274446
Date	Oct 7, 2020
Instrument	274446

Lender

Name	VERMILION VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Oct 4, 2024

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	May 14, 2019
Property Address	229 N MAIN ST, ROBERTS, IL 60962-8114
Document Number	271023
Instrument Date	May 7, 2019
Instrument	271023
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10320 CALIMESA BLVD SPC 310, 310, CALIMESA, CA 92320-2314

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Lyman Township
Municipality	Roberts Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$13,940 (+81.04%) Land $5,050 Building $8,890	$41,820 (+81.04%) Land $15,150 Building $26,670
2022	$7,700 Land $2,080 Building $5,620	$23,100 Land $6,240 Building $16,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTS serves 367 people · EPA ID IL0530350
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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