220 Kipling Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 220 Kipling Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,254 sqft · built 1956
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Nov 2014)
Tax Bill	$7,712 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-073-37`

Property Details

APN / Parcel Number

Primary APN	`077-073-37`
Alternative APN	`077-073-37-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,254 sqft Living Area
Gross Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Other
Lot Area	12,240 sqft (0.281 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	220 KIPLING AVE
City	BEN LOMOND
State	CA
Zip	95005-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STEVENSON PARK SUB #2 TR #124
Legal Lot Number	18,17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3024
Census Tract	120301

Owner

Source: Santa Cruz County records · APN 077-073-37

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 KIPLING AVE, BEN LOMOND, CA 95005-9420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2014 · Amount on Record
Deed Sale	Nov 21, 2014 · Amount on Record
Prior Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	201439359
Prior Transfer Date	Sep 05, 1995
Prior Transfer Doc	0000045462
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 KIPLING AVE, BEN LOMOND, CA 95005-9420
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034149
Date	Nov 04, 2019
Instrument	2019-0034149

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,591 (+2%) Land $416,802 Building $226,789
2025	$7,712.00 (+3.43%) Homeowner's exemption	$630,971 (+4.04%) Land $408,629 Building $222,342
2023	$7,456.00 (+2.42%)	$606,471 Land $392,762 Building $213,709	$720,270
2022	$7,280.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.