234 E Main St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 234 E Main St, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,562 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$2,500 (Nov 2016)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	May 2017 Line of Credit
APN	`170800 175.5-5-13`

Property Details

APN / Parcel Number

Primary APN	`170800 175.5-5-13`
Alternative APN	`080017500500050130000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,060 sqft
Upper Floors Area	502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Canopy	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	234 E MAIN ST
City	JOHNSTOWN
State	NY
Zip	12095-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	5
Legal Lot Number	13.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	2
Census Block	2013
Census Tract	971200

Owner

Source: Fulton County and Johnstown City records · APN 170800 175.5-5-13

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	165 KUNZ RD, BROADALBIN, NY 12025-1923
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2016 · Amount on Record
Deed Sale	Nov 23, 2016 · Amount on Record
Prior Sale	Nov 17, 2014 · Amount on Record
Deed Book / Page	2016 / 41235
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	234 E MAIN ST, JOHNSTOWN, NY 12095-2618
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201744044
Date	May 11, 2017
Instrument	2017-44044

Lender

Name	FIRST CHOICE FINANCIAL FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fulton County and Johnstown City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,176.00	$69,000 (-) Land $14,300 Building $54,700	$111,290 (+20.97%) Land $23,064 Building $88,226
2023		$69,000 (-) Land $14,300 Building $54,700	$92,000 (+12%) Land $19,067 Building $72,933
2022		$69,000 Land $14,300 Building $54,700	$82,143 Land $17,024 Building $65,119

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1998–2011)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 210 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.