Fulton County and Johnstown City property record for 231 E Main St, Johnstown, NY 12095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,796 sqft · built 1910 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Oct 2022) |
| Tax Bill | $6,904 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2022 Transfer + 2 more |
| APN | 170800 175.5-2-9 |
| Primary APN | 170800 175.5-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 596 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 165 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 221 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 231 E MAIN ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 9.005 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 971200 |
Source: Fulton County and Johnstown City records · APN 170800 175.5-2-9
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 E MAIN ST, JOHNSTOWN, NY 12095-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION |
| Oct 07, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 21, 2020 | Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Feb 24, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2022 · Amount on Record |
| Deed Sale | Oct 07, 2022 · Amount on Record |
| Prior Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 202277386 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Oct 07, 2022 |
| Property Address | 231 E MAIN ST, JOHNSTOWN, NY 12095-2626 |
| Document Number | 0202277386 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-77386 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 LOSEE RD, WAPPINGERS FALLS, NY 12590-4451 |
| Document Number | 0202277387 |
|---|---|
| Date | Oct 07, 2022 |
| Instrument | 2022-77387 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Oct 01, 2032 |
| Max Rate At Change | 2.7% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Oct 07, 2022 |
| Property Address | 231 E MAIN ST, JOHNSTOWN, NY 12095-2626 |
| Document Number | 0202277385 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022-77385 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 LOSEE RD, WAPPINGERS FALLS, NY 12590-4451 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Dec 21, 2020 |
| Property Address | 231 E MAIN ST, JOHNSTOWN, NY 12095-2626 |
| Document Number | 0202064601 |
| Instrument Date | Dec 07, 2020 |
| Instrument | 2020-64601 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 PRESCOTT PL, SARANAC LAKE, NY 12983-1882 |
| Document Number | 0202064602 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020-64602 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Feb 24, 2020 |
| Property Address | 231 E MAIN ST, JOHNSTOWN, NY 12095-2626 |
| Document Number | 0202060096 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 2020-60096 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Fulton County and Johnstown City records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,904.00 | $150,000 (-) Land $12,500 Building $137,500 | $241,935 (+20.97%) Land $20,161 Building $221,774 |
| 2023 | $150,000 Land $12,500 Building $137,500 | $200,000 Land $16,667 Building $183,333 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359712002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1998–2011) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 210 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY1700019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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