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234 E Cahill Ct, Big Pine Key, FL 33043 Property Records

Monroe County property record for 234 E Cahill Ct, Big Pine Key, FL 33043 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,230 sqft · built 1996
Lot Size0.137 acres (6,001 sqft)
OwnerIndividual Name on File
Last Sale$1,300,000 (Aug 2022)
Tax Bill$8,732 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00244520-000000

Property Details

APN / Parcel Number

Primary APN00244520-000000
Alternative APN
  • 1312410

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,230 sqft Living Area
1st Floor Area1,271 sqft 1st Floor
Stories2 Stories
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2013
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,001 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area1,271 sqft Garage

Exterior Amenities

FenceFence
Patio Area854 sqft Patio
PorchOpen Porch
Porch Area588 sqft Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1312410
Street Address234 E CAHILL CT
CityBIG PINE KEY
StateFL
Zip33043-3354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 5 LT 23 CAHILL PINES & PALMS BIG PINE KEY PB3-94 OR640-130/32 OR1118-66 OR1118-64 OR1118-63 OR1118-65 OR1462-2107
Legal Range29E
Legal Township66S
Legal Section26
Legal SubdivisionCAHILL PINES AND PALMS
Legal Block5
Legal Lot Number23
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2050
Census Tract971401

Owner

Source: Monroe County records · APN 00244520-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address100 STATE ST FL 11, 11, BOSTON, MA 02109-2410
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Apr 17, 2017Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number2387759
Deed Book / Page3189 / 1017
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 15, 2022
Property Address234 E CAHILL CT, BIG PINE KEY, FL 33043-3354
Document Number0031891017
Book / Page3189 / 1017
Map ReferenceMB 3 PG 94
Instrument DateAug 13, 2022
Instrument2387759
Transaction TypeTransfer
Record UpdatedSep 05, 2022
Title CompanyTRUE TITLE FLORIDA KEYS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address234 E CAHILL CT, 234, BIG PINE KEY, FL 33043-3354

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 BLACK BEAR RD, TWIN MOUNTAIN, NH 03595

Mortgage

Document Number0031891019
DateAug 15, 2022
Instrument3189/1019
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.25%
IndexOther
Max Rate9.25%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 17, 2017
Property Address234 E CAHILL CT, BIG PINE KEY, FL 33043-3354
Document Number0028490862
Book / Page2849 / 0862
Map ReferenceMB3 PG94
Instrument DateApr 14, 2017
Instrument2118970
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTRUE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,252.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2065 CARAMBOLA CT, 2065, WEST PALM BEACH, FL 33406-5307

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 E CAHILL CT, BIG PINE KEY, FL 33043-3354

Mortgage

Document Number0002118971
DateApr 17, 2017
Instrument2118971
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$952,306 (+11.03%) Land $579,000 Building $373,306$952,306 (+11.03%) Land $579,000 Building $373,306
2024$8,732.00 (+13.2%)
2023$7,714.00 (+137.5%)$857,687 (+130.54%) Land $498,000 Building $359,687$857,687 (+31.63%) Land $498,000 Building $359,687
2022$3,248.00 Senior Citizen's exemption$372,031$651,607 Land $342,000 Building $309,607

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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