195 E Cahill Ct, Big Pine Key, FL 33043 Property Records

Monroe County property record for 195 E Cahill Ct, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,220 sqft · built 1975
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Nov 2018)
Tax Bill	$4,385 (2024)
Deeds & Mortgages	Nov 2018 Sale Mar 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00244430-000000`

Property Details

APN / Parcel Number

Primary APN	`00244430-000000`
Alternative APNs	`26662900244430000000` `1312321`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	540 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	420 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1312321
Street Address	195 E CAHILL CT
City	BIG PINE KEY
State	FL
Zip	33043-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 14 CAHILL PINES & PALMS BIG PINE KEY PB3-94 OR648-270 OR648-271 OR2047-1330R/S OR2750-786C/T OR2774-1576/77 OR2884-287/289QC OR2896-266/267C OR2938-1496
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	CAHILL PINES AND PALMS
Legal Block	5
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2050
Census Tract	971401

Owner

Source: Monroe County records · APN 00244430-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2627 RODMAN ST, HOLLYWOOD, FL 33020-5766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 13, 2018	Correction Deed · Conventional Mortgage KEYS FCU
Dec 21, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 02, 2017	Loan Modification, Mortgage · Conventional Mortgage JODY L STRALEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	20182196553
Deed Book / Page	2938 / 1496
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	0028840287
Record Updated	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 30, 2018
Property Address	195 E CAHILL CT, BIG PINE KEY, FL 33043-3309
Document Number	0029381496
Book / Page	002938 / 001496
Instrument Date	Nov 22, 2018
Instrument	2196553
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2627 RODMAN ST HOLLYWOOD FL 330205766, HOLLYWOOD, FL 33020-5766

March 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Mar 13, 2018
Property Address	195 E CAHILL CT, BIG PINE KEY, FL 33043-3309
Document Number	0028960266
Book / Page	2896 / 0266
Map Reference	MB3 PG94
Instrument Date	Mar 09, 2018
Instrument	2159331
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 RODMAN ST, HOLLYWOOD, FL 33020-5766

Mortgage

Document Number	0002159333
Date	Mar 13, 2018
Instrument	2159333

Lender

Name	KEYS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 01, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Dec 21, 2017
Property Address	195 E CAHILL CT, BIG PINE KEY, FL 33043-3309
Document Number	0028840287
Book / Page	002884 / 000287
Instrument Date	Dec 21, 2017
Instrument	2148288
Transaction Type	Transfer
Record Updated	Jan 04, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 RODMAN ST HOLLYWOOD FL 330205766, HOLLYWOOD, FL 33020-5766

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	195 E CAHILL CT, BIG PINE KEY, FL 33043-3309
Document Number	0028382371
Book / Page	002838 / 002371
Instrument Date	Feb 02, 2017
Transaction Type	Mortgage
Record Updated	Apr 04, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2627 RODMAN ST HOLLYWOOD FL 330205766, HOLLYWOOD, FL 33020-5766

Mortgage

Document Number	0028382371
Date	Feb 10, 2017
Book Page	002838/002371
Instrument	2110178

Lender

Name	JODY L STRALEY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 09, 2018

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,393 (-14.9%)	$527,495 (+1.79%) Land $295,500 Building $231,995
2024	$4,385.00 (-4.65%)
2023	$4,599.00 (+5.6%) Homeowner's exemption	$432,891 (+8.35%)	$518,205 (+12.27%) Land $301,500 Building $216,705
2022	$4,355.00 Homeowner's exemption	$399,512	$461,568 Land $244,500 Building $217,068

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 83 locations within half a mile of this property.

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