234 E 16th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 234 E 16th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 776 sqft · built 1956
Lot Size	0.117 acres (5,084 sqft)
Owner	Individual Name on File
Last Sale	$124,400 (Jul 2022)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-21-231-017.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-21-231-017.000-023`
Alternative APN	`01612228871`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	776 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	1,552 sqft
Basement Area	776 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,084 sqft (0.117 acres)
Lot Dimensions	124 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	234 E 16TH ST
City	MISHAWAKA
State	IN
Zip	46544-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SOUTH PARK ADD
Legal Subdivision	SOUTH PARK ADD
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2019
Census Tract	10300

Owner

234 E 16th St is owned and occupied by an individual who bought it in July 2022.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	234 E 16TH ST, MISHAWAKA, IN 46544-5305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jul 22, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Deed Document Number	202221522
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 6, 2026
Property Address	234 E 16TH ST, MISHAWAKA, IN 46544-5305
Document Number	0000020679
Instrument Date	Jul 10, 2026
Instrument	202620679
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 E 16TH ST, MISHAWAKA, IN 46544-5305

Mortgage

Document Number	0000020679,
Date	Aug 6, 2026
Instrument	202620679

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jul 1, 2052

Interest

Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 22, 2022
Property Address	234 E 16TH ST, MISHAWAKA, IN 46544-5305
Document Number	0002221522
Map Reference	PB 14 PG S-7
Instrument Date	Jun 28, 2022
Instrument	2221522
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 E 16TH ST, MISHAWAKA, IN 46544-5305

Mortgage

Document Number	0002221523
Date	Jul 22, 2022
Instrument	2221523

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 234 E 16th St was $1,611 with a homeowner's exemption, up 26.8% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (+26.75%)	$155,400 Land $21,800 Building $133,600	$155,400 Land $21,800 Building $133,600
2024	$1,271.00 (-3.2%)
2023	$1,313.00 (+1.39%)	$117,000 (+2.63%) Land $21,800 Building $95,200	$117,000 (+2.63%) Land $21,800 Building $95,200
2022	$1,295.00 Homeowner's exemption	$114,000 Land $21,800 Building $92,200	$114,000 Land $21,800 Building $92,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 E 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 234 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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