229 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 229 Downing Dr, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1976
Lot Size0.134 acres (5,820 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Jun 2021)
Tax Bill$5,102 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Dec 2020 Sale & Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN148-0270-016-0000

Property Details

APN / Parcel Number

Primary APN148-0270-016-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,820 sqft (0.134 acres)
Garage Area276 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address229 DOWNING DR
CityGALT
StateCA
Zip95632-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionMEADOWVIEW 03, LOT 73
Legal SubdivisionMEADOWVIEW 03
Legal Lot Number73
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2010
Census Tract9501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address229 DOWNING DR, GALT, CA 95632-2122
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 22, 2020Grant Deed, Construction Loan · Construction Mortgage
LMF 2 LP
Dec 22, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 9, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Prior SaleDec 22, 2020 · Amount on Record
Deed Book / Page20210601 / 560
Prior Transfer DateSep 21, 2001
Prior Transfer Doc2001000160
Record UpdatedSep 20, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 1, 2021
Property Address229 DOWNING DR, GALT, CA 95632-2122
Document Number0000000560
Map ReferenceMB 97 MAP 19
Instrument DateMay 27, 2021
Instrument202106010560
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address229 DOWNING DR, GALT, CA 95632-2122

Mortgage

Document Number0000000561
DateJun 1, 2021
Instrument202106010561
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

December 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 22, 2020
Property Address229 DOWNING DR, GALT, CA 95632-2122
Document Number2012221857
Instrument DateDec 18, 2020
Instrument2012221857
Transaction TypeConstruction Loan
Record UpdatedJan 8, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$222.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1345 VALLEJO WAY SACRAMENTO CA 958183449, SACRAMENTO, CA 95818-3449

Mortgage

Document Number2012221858
DateDec 22, 2020
Instrument2012221858
Lender
NameLMF 2 LP
Address11696 SORRENTO VALLEY RD # 201, SAN DIEGO, CA 92121-1024
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueDec 21, 2022

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateDec 22, 2020
Property Address229 DOWNING DR, GALT, CA 95632-2122
Document Number2012221856
Instrument DateDec 18, 2020
Instrument2012221856
Transaction TypeTransfer
Record UpdatedJan 7, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1345 VALIEIO WAY SACRAMENTO CA 95818, SACRAMENTO, CA 95818

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 9, 2018
Property Address229 DOWNING DR, GALT, CA 95632-2122
Document Number1807090306
Instrument DateMar 24, 2018
Instrument1807090306
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address13531 STEINER RD GALT CA 956328503, GALT, CA 95632-8503

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$452,670 (+2%) Land $93,846 Building $358,824
2025$5,102.00 (+4.48%)$443,795 (+4.04%) Land $92,006 Building $351,789
2024$4,883.00 (+1.71%)
2023$4,801.00 (+4.19%)$426,564 Land $88,434 Building $338,130
2022$4,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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