234 Culp St, Mooresville, NC 28115 Property Records

Iredell County property record for 234 Culp St, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1940
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Jun 2016)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4667-42-9528.000`

Property Details

APN / Parcel Number

Primary APN	`4667-42-9528.000`
Alternative APN	`80036433`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,224 sqft
1st Floor Area	960 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	119 ft deep x 138 ft wide

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80036433
Street Address	234 CULP ST
City	MOORESVILLE
State	NC
Zip	28115-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	PT L62 CULP EST PB 1-25
Legal Subdivision	CULP EST
Legal Block	42
Legal Lot Number	62
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1007
Census Tract	61502

Owner

234 Culp St is owned and occupied by two individuals who bought it in June 2016.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	234 CULP ST, MOORESVILLE, NC 28115-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Prior Sale	Oct 12, 2009 · Amount on File
Deed Book / Page	2428 / 257
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	234 CULP ST, MOORESVILLE, NC 28115-2412
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CULP ST, MOORESVILLE, NC 28115-2412

Mortgage

Document Number	0029501238
Date	Oct 3, 2022
Book Page	2950/1238

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 234 Culp St was $2,409, up 2.6% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,460 (-) Land $73,500 Building $114,960	$188,460 (-) Land $73,500 Building $114,960
2025	$2,409.00 (+2.55%)	$188,460 (-) Land $73,500 Building $114,960	$188,460 (-) Land $73,500 Building $114,960
2024	$2,349.00 (+1.03%)	$188,460 (-) Land $73,500 Building $114,960	$188,460 (-) Land $73,500 Building $114,960
2023	$2,325.00 (+34.39%)	$188,460 (+58.34%) Land $73,500 Building $114,960	$188,460 (+58.34%) Land $73,500 Building $114,960
2022	$1,730.00	$119,020 Land $31,500 Building $87,520	$119,020 Land $31,500 Building $87,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Culp St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Culp St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Culp St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures