233 Culp St, Mooresville, NC 28115 Property Records

Iredell County property record for 233 Culp St, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,096 sqft · built 1984
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$131,595 (Feb 2023)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2023 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4667-42-7571.000`

Property Details

APN / Parcel Number

Primary APN	`4667-42-7571.000`
Alternative APNs	`80000885` `80102741`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Heated Area
Gross Area	1,212 sqft
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	173 ft deep x 80 ft wide

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80102741
Street Address	233 CULP ST
City	MOORESVILLE
State	NC
Zip	28115-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	CULP ST
Legal Subdivision	E CENTER ST
Legal Block	42
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1006
Census Tract	61502

Owner

233 Culp St is owned by an individual who bought it in February 2023.

Source: Iredell County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	183 AUTUMN FROST AVE, STATESVILLE, NC 28677-9058
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 20, 2023	Special Warranty Deed, Foreclosure
Feb 20, 2023	Trustee's Deed, Foreclosure
Jan 11, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 10, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2023 · Amount on File
Deed Sale	Feb 20, 2023 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Book / Page	2976 / 617
Prior Transfer Date	Jan 26, 2023
Prior Transfer Doc	0002976617
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 2, 2023
Property Address	233 CULP ST, MOORESVILLE, NC 28115-2411
Document Number	0029951932
Book / Page	2995 / 1932
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 AUTUMN FROST AVE, STATESVILLE, NC 28677-9058

Mortgage

Document Number	0029951935
Date	Jun 2, 2023
Book Page	2995/1935

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

February 2023: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 20, 2023
Property Address	233 CULP ST, MOORESVILLE, NC 28115-2411
Document Number	0002976790
Book / Page	2976 / 790
Instrument Date	Feb 16, 2023
Transaction Type	Foreclosure
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

February 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 20, 2023
Property Address	233 CULP ST, MOORESVILLE, NC 28115-2411
Document Number	0002976617
Book / Page	2976 / 617
Instrument Date	Jan 26, 2023
Transaction Type	Foreclosure
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	233 CULP ST, MOORESVILLE, NC 28115-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24681627
Date	Jan 11, 2017
Book Page	2468/1627

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Apr 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	233 CULP ST, MOORESVILLE, NC 28115-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2689287
Date	Apr 7, 2020
Book Page	2689/287

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	233 CULP ST, MOORESVILLE, NC 28115-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27632269
Date	Dec 16, 2020
Book Page	2763/2269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	May 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	233 CULP ST, MOORESVILLE, NC 28115-2411
Document Number	25842467
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CULP ST MOORESVILLE NC 281152411, MOORESVILLE, NC 28115-2411

Mortgage

Document Number	25842467
Date	Oct 22, 2018
Book Page	002584/002467

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 233 Culp St was $2,477, up 2.5% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,410 (-) Land $70,000 Building $124,410	$194,410 (-) Land $70,000 Building $124,410
2025	$2,477.00 (+2.48%)	$194,410 (-) Land $70,000 Building $124,410	$194,410 (-) Land $70,000 Building $124,410
2024	$2,417.00 (+1%)	$194,410 (-) Land $70,000 Building $124,410	$194,410 (-) Land $70,000 Building $124,410
2023	$2,393.00 (+36.9%)	$194,410 (+61.42%) Land $70,000 Building $124,410	$194,410 (+61.42%) Land $70,000 Building $124,410
2022	$1,748.00	$120,440 Land $30,000 Building $90,440	$120,440 Land $30,000 Building $90,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Culp St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Culp St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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