234 Chaparral Cir, Elgin, IL 60120 Property Records

Cook County property record for 234 Chaparral Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,324 sqft · built 1998
Lot Size	0.231 acres (10,073 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jul 2004)
Tax Bill	$4,327 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-17-310-092`

Property Details

APN / Parcel Number

Primary APN	`06-17-310-092`
Alternative APN	`06-17-310-092-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,324 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,073 sqft (0.231 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	234 CHAPARRAL CIR
City	HANOVER PARK
State	IL
Zip	60133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	WOODLAND CRK
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1010
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 CHAPARRAL CIR, ELGIN, IL 60120-4854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAMILY CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2004 · Amount on Record
Deed Sale	Jul 14, 2004 · Amount on Record
Prior Sale	Feb 28, 1997 · Amount on Record
Deed Document Number	200416005
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	234 CHAPARRAL CIR, ELGIN, IL 60120-4854
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008220167
Date	Mar 23, 2021
Instrument	2108220167

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	234 CHAPARRAL CIR, ELGIN, IL 60120-4854
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009749158
Date	Apr 7, 2023
Instrument	2309749158

Lender

Name	CORPORATE AMERICA FAMILY CENTER
Type	Non-Lending Institution
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+4.76%) Land $7,051 Building $14,949	$220,000 (+4.76%) Land $70,510 Building $149,490
2023	$4,327.00 (+4.21%)
2022	$4,152.00 Homeowner's exemption Senior Citizen's exemption	$21,001 Land $3,001 Building $18,000	$210,010 Land $30,010 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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