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220 Chaparral Cir, Elgin, IL 60120 Property Records

Cook County property record for 220 Chaparral Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,566 sqft · built 1991
Lot Size0.128 acres (5,578 sqft)
Owner2 Individual Names on File
Last Sale$285,500 (Dec 2023)
Tax Bill$5,378 (2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-310-039

Property Details

APN / Parcel Number

Primary APN06-17-310-039
Alternative APN
  • 06-17-310-039-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,566 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1992
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,578 sqft (0.128 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address220 CHAPARRAL CIR
CityELGIN
StateIL
Zip60120-4854
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(WOODLAND) (CREEK) SUB BNG A SUB OF PT OF THE SW IN SEC 17-41-09
Legal Range09E
Legal Township41N
Legal Section17
Legal SubdivisionWOODLAND CREEK
Legal Lot Number4
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1010
Census Tract804405

Owner

220 Chaparral Cir, a townhouse, is owned and occupied by two individuals who bought it in December 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address220 CHAPARRAL CIR, ELGIN, IL 60120-4854
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2023 · Amount on File
Deed SaleDec 21, 2023 · Amount on File
Prior SaleJul 5, 2002 · Amount on File
Deed Document Number202333190
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 21, 2023
Property Address220 CHAPARRAL CIR, ELGIN, IL 60120-4854
Document Number0035533190
Map ReferenceDOC 90117492
Instrument DateDec 8, 2023
Instrument2335533190
Transaction TypeTransfer
Record UpdatedJan 4, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 E ORTAWA ST, SYCAMORE, IL 60178

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address220 CHAPARRAL CIR, ELGIN, IL 60120-4854

Mortgage

Document Number0035533191
DateDec 21, 2023
Instrument2335533191
Lender
NameNMSI INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate6.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,000 Land $3,905 Building $19,095$230,000 Land $39,050 Building $190,950
2023$5,378.00 (+3.48%)
2022$5,197.00 (+34.57%) Homeowner's exemption$22,000 (+51.31%) Land $3,000 Building $19,000$220,000 (+51.31%) Land $30,000 Building $190,000
2021$3,862.00 Homeowner's exemption$14,540 Land $2,928 Building $11,612$145,400 Land $29,280 Building $116,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Chaparral Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 220 Chaparral Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

May also be available: Fox Valley Internet.

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