Montgomery County property record for 234 Byrd St, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,270 sqft · built 1910 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Nov 2021) |
| Tax Bill | $122 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 06 48 1307 |
| Primary APN | 7538 06 48 1307 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,270 sqft Finished Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Asbestos |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 118 ft deep x 100 ft wide |
| Cooling System | Central |
|---|
| Account Number | 1485099 |
|---|---|
| Street Address | 234 BYRD ST |
| City | TROY |
| State | NC |
| Zip | 27371-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | J.R. BLAIR ESTATE LOTS 21,22 J.R. BLAIR EST 21,22 |
| Legal Subdivision | JR BLAIR ESTATE |
| Legal Lot Number | 21-22 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 960201 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 234 BYRD ST, TROY, NC 27371-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Nov 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2001 |
| Deed Document Number | 2021371251 |
| Deed Book / Page | 888 / 678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Aug 18, 2026 |
| Property Address | 234 BYRD ST, TROY, NC 27371-2832 |
| Document Number | 0000391915 |
| Book / Page | 990 / 621 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026391915 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 234 BYRD ST, TROY, NC 27371-2832 |
| Document Number | 0000391915, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 990/621 |
| Instrument | 2026391915 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Nov 17, 2021 |
| Property Address | 234 BYRD ST, TROY, NC 27371-2832 |
| Document Number | 888/678 |
| Book / Page | 888 / 678 |
| Map Reference | MB 344 PG 124 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 371251 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 308, TROY, NC 27371-0308 |
| Name | Verified Name |
|---|---|
| Address | 234 BYRD ST, TROY, NC 27371-2832 |
| Document Number | 371252 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 371252 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,960 (-) Land $10,800 Building $34,160 | $44,960 (-) Land $10,800 Building $34,160 | |
| 2025 | $122.00 | $44,960 (-) Land $10,800 Building $34,160 | $44,960 (-) Land $10,800 Building $34,160 |
| 2023 | $44,960 Land $10,800 Building $34,160 | $44,960 Land $10,800 Building $34,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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