222 Byrd St, Troy, NC 27371 Property Records

Montgomery County property record for 222 Byrd St, Troy, NC 27371

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,240 sqft · built 1948
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$663 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN7538 06 38 9354

Property Details

APN / Parcel Number

Primary APN7538 06 38 9354
Alternative APN
  • 1479935

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,240 sqft Finished Area
Basement Area775 sqft
Unfinished Basement775 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions119 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemZoned

Location & Zoning

Account Number1479935
Street Address222 BYRD ST
CityTROY
StateNC
Zip27371-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionJ.R. BLAIR ESTATE HOUSE
Legal SubdivisionJR BLAIR ESTATE
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group2
Census Block2044
Census Tract960201

Owner

Source: Montgomery County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address222 BYRD ST, TROY, NC 27371-2832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Feb 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1957
Deed SaleJan 1, 1957
Deed Book / Page110 / 233
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address222 BYRD ST, TROY, NC 27371-2832
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000981/200
DateMar 24, 2026
Book Page981/200
Instrument390115
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address222 BYRD ST, TROY, NC 27371-2832
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 353473
DateFeb 2, 2018
Book Page0803/0247
Instrument353473
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$663.00$107,836 (-) Land $8,280 Building $99,556$107,836 (-) Land $8,280 Building $99,556
2023$107,836 Land $8,280 Building $99,556$107,836 Land $8,280 Building $99,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TROY
serves 3,591 people · EPA ID NC0362020
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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