2334 E Jepson St, Ashland, KY 41101 Property Records

Boyd County property record for 2334 E Jepson St, Ashland, KY 41101

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,396 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$207 (2025)
Deeds & MortgagesDec 2022 Reverse Mortgage
Dec 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN039-10-02-007.00

Property Details

APN / Parcel Number

Primary APN039-10-02-007.00
Alternative APN
  • 29831

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,396 sqft Living Area

Exterior

Year BuiltBuilt 1948
Exterior MaterialComposition/Composite
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number29831
Street Address2334 E JEPSON ST
CityASHLAND
StateKY
Zip41101-5047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionLOT 30 SPARKS SUBDIVISION
Legal SubdivisionSPARKS SUBITION
Legal Lot Number30
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group3
Census Block3006
Census Tract30500

Owner

2334 E Jepson St is owned and occupied by an individual who acquired it in March 2012.

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2334 E JEPSON ST, ASHLAND, KY 41101-5047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Dec 21, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2012
Deed SaleMar 6, 2012
Deed Document Number659100
Deed Book / PageD743 / 603
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYD KY
Property Address2334 E JEPSON ST, ASHLAND, KY 41101-5047
Transaction TypeMortgage
Record UpdatedJan 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2334 E JEPSON ST, ASHLAND, KY 41101-5047

Mortgage

Document Number001525/668
DateDec 21, 2022
Book Page1525/668
Instrument10016444
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term873 Months
DueSep 14, 2095
Interest
Rate TypeAdjustable Rate
Rate7.36%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.3%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYD KY
Property Address2334 E JEPSON ST, ASHLAND, KY 41101-5047
Transaction TypeMortgage
Record UpdatedJan 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2334 E JEPSON ST, ASHLAND, KY 41101-5047

Mortgage

Document Number001525/682
DateDec 21, 2022
Book Page1525/682
Instrument10016445
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term873 Months
DueSep 14, 2095
Interest
Rate TypeAdjustable Rate
Rate7.36%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 2334 E Jepson St was $207 with a homeowner's exemption.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
MunicipalityAshland City
Unified School DistrictAshland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207.00 Homeowner's exemption$76,500 Land $10,000 Building $66,500$76,500 Land $10,000 Building $66,500
2023$200.00 Homeowner's exemption$71,800 Land $10,000 Building $61,800$71,800 Land $10,000 Building $61,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2334 E Jepson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2334 E Jepson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER WORKS
serves 44,402 people · EPA ID KY0100011
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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