2325 E Jepson St, Ashland, KY 41101 Property Records

Boyd County property record for 2325 E Jepson St, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Owner	Individual Name on File
Last Sale	$85,000 (Apr 2025)
Tax Bill	$520 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-10-01-004.00`

Property Details

APN / Parcel Number

Primary APN	`039-10-01-004.00`
Alternative APN	`327951`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	327951
Street Address	2325 E JEPSON ST
City	ASHLAND
State	KY
Zip	41101-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 29 SPARKS SUBDIVISION
Legal Subdivision	SPARKS SUBITION
Legal Lot Number	29
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3007
Census Tract	30500

Owner

2325 E Jepson St is owned and occupied by an individual who bought it in April 2025.

Source: Boyd County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2325 E JEPSON ST, ASHLAND, KY 41101-5046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit DESCO FCU
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU
Apr 23, 2025	Deed, Transfer · Line of Credit DESCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Deed Document Number	10034966
Deed Book / Page	867 / 633
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2325 E JEPSON ST, ASHLAND, KY 41101-5046
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001605/48
Date	Dec 9, 2025
Book Page	1605/48
Instrument	10040208

Lender

Name	DESCO FCU
Type	Credit Union
Address	401 CHILLICOTHE ST, PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 8, 2030

Interest

Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2325 E JEPSON ST, ASHLAND, KY 41101-5046
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 E JEPSON ST, ASHLAND, KY 41101-5046

Mortgage

Document Number	0001605/29
Date	Dec 9, 2025
Book Page	1605/29
Instrument	10040207

Lender

Name	DESCO FCU
Type	Credit Union
Address	401 CHILLICOTHE ST, PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Apr 23, 2025
Property Address	2325 E JEPSON ST, ASHLAND, KY 41101-5046
Document Number	000867/633
Book / Page	867 / 633
Map Reference	MB 5 PG 21
Instrument Date	Apr 15, 2025
Instrument	10034966
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4889 COMMON MARKET PL, DUBLIN, OH 43016-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 E JEPSON ST, ASHLAND, KY 41101-5046
Mail Care Of	SUSAN W COY

Mortgage

Document Number	0010034967
Date	Apr 23, 2025
Instrument	10034967

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

Mortgage

Document Number	001585/501
Date	Apr 28, 2025
Book Page	1585/501
Instrument	10035043

Lender

Name	DESCO FCU
Type	Credit Union
Address	401 CHILLICOTHE ST, PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 23, 2030

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2325 E Jepson St was $520.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00	$82,000 Land $10,000 Building $72,000	$82,000 Land $10,000 Building $72,000
2023	$533.00	$82,000 Land $10,000 Building $72,000	$82,000 Land $10,000 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2325 E Jepson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2325 E Jepson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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