Flagler County property record for 2332 S Central Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,381 sqft · built 1977 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,699 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-12-32-4550-00090-0030 |
| Primary APN | 19-12-32-4550-00090-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,381 sqft Heated Area |
| Gross Area | 1,907 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,552 sqft (0.265 acres) |
| Garage Type | Detached |
| Garage Area | 561 sqft |
| Driveway | Driveway |
| Driveway Area | 1,360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2332 S CENTRAL AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE SUB DIV BL-9 LOT 3 OR BOOK 89 PAGE 44 OR 167 PG 124 QC OR 604 PG 535 OR 921 PG 181 OR 2379/1010-DC OR 2379/ 1017- |
| Legal Range | 32E |
| Legal Township | 12S |
| Legal Section | 19 |
| Legal Subdivision | MORNINGSIDE SUB |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 60302 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1600, FLAGLER BEACH, FL 32136-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 26, 2019 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 28, 1998 |
| Last Transfer Date | Aug 26, 2019 |
| Transfer Doc | 0023791017 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2332 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2332 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4041 |
| Document Number | 0024891680 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 2489/1680 |
| Instrument | 2020044049 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PALM COAST, FL 32137 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 26, 2019 |
| Property Address | 2332 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4041 |
| Document Number | 0023791017 |
| Book / Page | 002379 / 001017 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 31747 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 1600 FLAGLER BEACH FL 321361600, FLAGLER BEACH, FL 32136-1600 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,699.00 (+6.14%) Homeowner's exemption | $233,043 (+5.99%) | $467,906 (+22.72%) Land $267,850 Building $200,056 |
| 2023 | $3,485.00 (+2.92%) Homeowner's exemption | $219,879 (+3%) | $381,293 (+0.57%) Land $185,900 Building $195,393 |
| 2022 | $3,386.00 Homeowner's exemption | $213,475 | $379,136 Land $185,900 Building $193,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 258 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 589 units insured incl. 331 condo units |
| Nearby Flood Claims | 316 (1982–2024) |
| Claims Outside the SFHA | 54 of 316 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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