Flagler County property record for 2288 S Central Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 1976 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jul 2026) |
| Tax Bill | $697 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-12-32-4400-00020-0200 |
| Primary APN | 19-12-32-4400-00020-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2288 S CENTRAL AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOBBS SUB DIV BL-2 LOT 20 OR 56 PG 114 OR 82 PG 389 OR 104 PG 250 OR 145 PG 88 OR 228 PG 50 OR 273 PG 989 OR 645 PG 1430 |
| Legal Range | 32E |
| Legal Township | 12S |
| Legal Section | 19 |
| Legal Subdivision | MOBBS SUB |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 60302 |
2288 S Central Ave is owned and occupied by an individual who bought it in July 2026.
Source: Flagler County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 7, MC INTOSH, FL 32664-0007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2026 · Amount on File |
| Deed Sale | Jul 18, 2026 · Amount on File |
| Deed Document Number | 202629096 |
| Deed Book / Page | 3072 / 29 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 18, 2026 |
| Property Address | 2288 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042 |
| Document Number | 0000029096 |
| Book / Page | 3072 / 29 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202629096 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $353,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2288 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2288 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042 |
| Document Number | 0027180049 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 2718/49 |
| Instrument | 2022043624 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2288 S Central Ave was $697 with exemptions applied.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697.00 Homeowner's exemption Senior Citizen's exemption | $115,711 | $405,292 Land $243,500 Building $161,792 |
| 2023 | $612.00 (+9.09%) Homeowner's exemption Additional exemption filed | $109,174 (+3%) | $330,339 (+8.06%) Land $169,000 Building $161,339 |
| 2022 | $561.00 Homeowner's exemption Additional exemption filed | $105,994 | $305,690 Land $169,000 Building $136,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2288 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 239 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 14 condo units |
| Nearby Flood Claims | 200 (1991–2024) |
| Claims Outside the SFHA | 35 of 200 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2288 S Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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