Merced County property record for 2332 River Rock Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,068 sqft · built 2006 |
| Lot Size | 0.143 acres (6,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Jun 2011) |
| Tax Bill | $3,833 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 008-402-008-000 |
| Primary APN | 008-402-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 6,227 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-402-008 |
|---|---|
| Street Address | 2332 RIVER ROCK DR |
| City | MERCED |
| State | CA |
| Zip | 95340-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | SUMMER CREEK PHASE 1 LOT 70 |
| Legal Subdivision | SUMMER CREEK PH 01 |
| Legal Lot Number | 70 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2602 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2332 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2011 · Amount on File |
| Deed Sale | Jun 9, 2011 · Amount on File |
| Prior Sale | Apr 20, 2011 · Amount on File |
| Deed Document Number | 201120936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2332 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2332 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Document Number | 0000023454 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025023454 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2332 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2332 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Document Number | 0000019826 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023019826 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2332 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000051 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2018-000051 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $258,730 (+2%) Land $14,366 Building $244,364 | |
| 2025 | $3,833.00 (+6.92%) Homeowner's exemption | $253,658 (+4.04%) Land $14,085 Building $239,573 |
| 2023 | $3,585.00 (-49.64%) Homeowner's exemption | $243,810 Land $13,539 Building $230,271 |
| 2022 | $7,119.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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