2316 River Rock Dr, Merced, CA 95340 Property Records

Merced County property record for 2316 River Rock Dr, Merced, CA 95340 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms5 Baths
Year BuiltBuilt 2006
Square Footage3,234 sqft Living Area
Lot Size7,390 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$328,500 (2008)
Tax Bill$5,796.00 (2025)

Property Details

APN / Parcel Number

Primary APN008-402-004-000
Alternative APN
  • 008402004

Interior

Bedrooms6 Beds
Full Baths5 Baths
Total Rooms12 Rooms
Building Area3,234 sqft Living Area
Gross Area3,662 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Architectural StyleOther Style
Construction TypeWood Frame Construction
Lot Area7,390 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area428 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number008402004
Street Address2316 RIVER ROCK DR
CityMERCED
StateCA
Zip95340-8215
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMER CREEK PHASE 1 LOT 74
Legal SubdivisionSUMMER CREEK PH 01
Legal Lot Number74
JurisdictionMERCED CA
Minor Civil DivisionMERCED
Census Blockgroup3
Census Block3011
Census Tract2602

Owner

Source: Merced County records · APN 008-402-004-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address2316 RIVER ROCK DR, MERCED, CA 95340-8215
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLEXPOINT INC
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2008 · Amount on Record
Deed SaleMay 27, 2008 · Amount on Record
Deed Doc Number2008-028096
Record RefreshedJun 07, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2316 RIVER ROCK DR, MERCED, CA 95340-8215
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2316 RIVER ROCK DR, MERCED, CA 95340-8215

Mortgage

Document Number0000020984
DateMay 10, 2021
Instrument2021020984
Lender
NameFLEXPOINT INC
TypeNon-Lending Institution
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2316 RIVER ROCK DR, MERCED, CA 95340-8215
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008664
DateMar 13, 2020
Instrument2020008664
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,796.00 (+7.04%) Homeowner's exemption$430,952 (+4.04%) Land $105,073 Building $325,879
2023$5,415.00 (+2.09%) Homeowner's exemption$414,220 Land $100,994 Building $313,226
2022$5,304.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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