Lancaster County property record for 2332 River Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,568 sqft · built 1999 |
| Lot Size | 4.39 acres (191,577 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9 (2025) |
| Deeds & Mortgages | Dec 2006 Line of Credit Oct 2006 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6 12D |
| Primary APN | 6 12D |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 3,584 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 191,577 sqft (4.39 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 374 |
|---|---|
| Street Address | 2332 RIVER RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LITWALTON 4.398 AC LR23/1221 LR01/1716-P |
| Legal Subdivision | LITWALTON |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 30100 |
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2332 RIVER RD, LANCASTER, VA 22503-3143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 29, 2006 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO |
| Oct 27, 2006 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Jun 27, 2024 | Intrafamily Transfer, Transfer |
| Apr 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jul 14, 2023 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 |
| Deed Sale | Apr 23, 2024 |
| Prior Sale | Jul 14, 2023 · Amount on Record |
| Deed Document Number | 2024704 |
| Last Transfer Date | Jun 26, 2024 |
| Transfer Doc | 0000001163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 2332 RIVER RD, LANCASTER, VA 22503-3143 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00600/3949 |
|---|---|
| Date | Dec 29, 2006 |
| Book Page | 600/3949 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 2332 RIVER RD, LANCASTER, VA 22503-3143 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00600/3311 |
|---|---|
| Date | Oct 27, 2006 |
| Book Page | 600/3311 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jun 27, 2024 |
| Property Address | 2332 RIVER RD, LANCASTER, VA 22503-3143 |
| Document Number | 0240001163 |
| Instrument Date | Jun 26, 2024 |
| Instrument | 240001163 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2332 RIVER RD, LANCASTER, VA 22503-3143 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Apr 23, 2024 |
| Property Address | 2332 RIVER RD, LANCASTER, VA 22503-3143 |
| Document Number | 0240000704 |
| Instrument Date | Apr 3, 2024 |
| Instrument | 240000704 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2232 RIVER RD, LANCASTER, VA 22503-3106 |
| Document Number | 0240000705 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 240000705 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jul 14, 2023 |
| Property Address | 2332 RIVER RD, LANCASTER, VA 22503-3143 |
| Document Number | 0230001221 |
| Instrument Date | May 12, 2023 |
| Instrument | 230001221 |
| Transaction Type | Foreclosure |
| Record Updated | May 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 130, HEATHSVILLE, VA 22473-0130 |
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9.00 (-98.27%) | $164,300 (+30.4%) Land $27,300 Building $137,000 | $164,300 (+30.4%) Land $27,300 Building $137,000 |
| 2023 | $521.00 | $126,000 (-) Land $27,300 Building $98,700 | $126,000 (-) Land $27,300 Building $98,700 |
| 2022 | $126,000 Land $27,300 Building $98,700 | ||
| 2021 | $126,000 Land $27,300 Building $98,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 37 (1996–2011) |
| Claims Outside the SFHA | 3 of 37 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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