Mecklenburg County property record for 2332 Oakmeade Dr, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,413 sqft · built 1992 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Dec 2017) |
| Tax Bill | $6,380 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-263-11 |
| Primary APN | 227-263-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,413 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| Upper Floors Area | 1,835 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 576 sqft |
| Patio Area | 650 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2332 OAKMEADE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L32 M22-273 |
| Legal Subdivision | HEMBSTEAD PH 04 MAP 01 |
| Legal Block | 3 |
| Legal Lot Number | 32 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5832 |
2332 Oakmeade Dr is owned by two individuals who bought it in December 2017.
Source: Mecklenburg County records, as of June 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23332 OAKMEADE DR, CHARLOTTE, NC 28270 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 25, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on File |
| Deed Sale | Dec 1, 2017 · Amount on File |
| Prior Sale | Jul 8, 1993 · Amount on File |
| Deed Document Number | 2017161958 |
| Deed Book / Page | 32312 / 905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 26, 2026 |
| Property Address | 2332 OAKMEADE DR, CHARLOTTE, NC 28270-9736 |
| Document Number | 0000054710 |
| Book / Page | 40448 / 27 |
| Instrument Date | May 16, 2026 |
| Instrument | 202654710 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2332 OAKMEADE DR, CHARLOTTE, NC 28270-9736 |
| Document Number | 0000054710, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 40448/27 |
| Instrument | 202654710 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2332 OAKMEADE DR, CHARLOTTE, NC 28270-9736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000090376 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 38383/756 |
| Instrument | 2023090376 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2332 OAKMEADE DR, CHARLOTTE, NC 28270-9736 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000080481 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 35976/709 |
| Instrument | 2021080481 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 20, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2332 OAKMEADE DR, CHARLOTTE, NC 28270-9736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000092904 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 32853/502 |
| Instrument | 2018092904 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 25, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 1, 2017 |
| Property Address | 2332 OAKMEADE DR, CHARLOTTE, NC 28270-9736 |
| Document Number | 0000161958 |
| Book / Page | 32312 / 905 |
| Map Reference | MB22 PG273 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 2017161958 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1180 AVALON PL, 1180, MATTHEWS, NC 28104-0300 |
| Name | Verified Name |
|---|---|
| Address | 28270 OAKMEADE DR, CHARLOTTE, NC 28270 |
| Document Number | 0000161959 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 2017161959 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2047 |
The 2025 property tax bill for 2332 Oakmeade Dr was $6,380.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,380.00 | $809,300 Land $225,000 Building $584,300 | $809,300 Land $225,000 Building $584,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2332 Oakmeade Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2008–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2332 Oakmeade Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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