Mecklenburg County property record for 2323 Oakmeade Dr, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,672 sqft · built 1993 |
| Lot Size | 0.468 acres (20,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Sep 2015) |
| Tax Bill | $8,878 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-261-53 |
| Primary APN | 227-261-53 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,672 sqft Heated Area |
| Gross Area | 4,680 sqft |
| 1st Floor Area | 2,134 sqft |
| Upper Floors Area | 1,726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,404 sqft (0.468 acres) |
| Garage Area | 748 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 72 sqft |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 227-261-53 |
|---|---|
| Street Address | 2323 OAKMEADE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L71 M22-272 |
| Legal Subdivision | HEMSTEAD PH 04 |
| Legal Lot Number | 71 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5832 |
2323 Oakmeade Dr is owned and occupied by two individuals who bought it in September 2015.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2323 OAKMEADE DR, CHARLOTTE, NC 28270-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2015 · Amount on File |
| Deed Sale | Sep 3, 2015 · Amount on File |
| Deed Document Number | 0030253623 |
| Deed Book / Page | 30253 / 623 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2323 OAKMEADE DR, CHARLOTTE, NC 28270-9737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 0000212670 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 35435/254 |
| Instrument | 2020212670 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2323 Oakmeade Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2008–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2323 Oakmeade Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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