2331 el Monte Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2331 el Monte Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1995
Lot Size	0.158 acres (6,860 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Apr 2024)
Tax Bill	$8,523 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`041-210-025-7`

Property Details

APN / Parcel Number

Primary APN	`041-210-025-7`
Alternative APN	`041-210-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Lot Area	6,860 sqft (0.158 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2331 EL MONTE DR
City	OAKLEY
State	CA
Zip	94561-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7704 L25
Legal Subdivision	SUBDIVISION 7704
Legal Tract	7704
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	302013

Owner

2331 el Monte Dr is owned and occupied by an individual who bought it in April 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY
Apr 5, 2024	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Feb 9, 2024	Intrafamily Transfer, Transfer
Feb 9, 2024	Intrafamily Transfer, Transfer
Apr 4, 2023	Transfer on Death Deed, Transfer
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Jul 5, 2022 · Amount on File
Deed Document Number	202431795
Prior Transfer Date	Jan 13, 1996
Prior Transfer Doc	0000010517
Record Updated	Oct 29, 2026

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 5, 2024
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000031793
Map Reference	MB 369 PG 5
Instrument Date	Apr 2, 2024
Instrument	2024-031793
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 ANASTASIA DR, BRENTWOOD, CA 94513-6597

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 5, 2024
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000031795
Map Reference	MB 369 PG 5
Instrument Date	Mar 27, 2024
Instrument	2024-031795
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145

Mortgage

Document Number	0000031796
Date	Apr 5, 2024
Instrument	2024-031796

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 9, 2024
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000013115
Map Reference	MB 369 PG 5
Instrument Date	Nov 1, 2023
Instrument	2024-013115
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 9, 2024
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000013120
Map Reference	MB 369 PG 5
Instrument Date	Nov 1, 2023
Instrument	2024-013120
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 4, 2023
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000030865
Map Reference	MB 369 PG 5
Instrument Date	Apr 3, 2023
Instrument	2023-030865
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PREMIUM TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099559
Date	Jun 28, 2019
Instrument	2019-099559

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO PLEASANT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145

Mortgage

Document Number	0000251603
Date	Sep 9, 2021
Instrument	2021-251603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 5, 2022
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000108422
Map Reference	MB 369 PG 5
Instrument Date	Jun 22, 2022
Instrument	2022-108422
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2020
Property Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145
Document Number	0000128947
Map Reference	MB 369 PG 5
Instrument Date	Jun 23, 2020
Instrument	2020-128947
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 EL MONTE DR, OAKLEY, CA 94561-4145

Mortgage

Document Number	0000128948
Date	Jun 30, 2020
Instrument	2020-128948

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2331 el Monte Dr was $8,523.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,856 (+2%) Land $286,110 Building $379,746
2025	$8,523.00	$652,800 Land $280,500 Building $372,300
2023	$8,773.00 (+117.05%) Homeowner's exemption	$697,600 Land $320,000 Building $377,600
2022	$4,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2331 el Monte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2331 el Monte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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