2328 el Monte Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2328 el Monte Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,277 sqft · built 1995
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Sep 2019)
Tax Bill$6,884 (2025)
Deeds & MortgagesSep 2019 Transfer
Sep 2019 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN041-210-057

Property Details

APN / Parcel Number

Primary APN041-210-057
Alternative APN
  • 041-210-057-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,277 sqft Living Area
1st Floor Area1,277 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area4,800 sqft (0.11 acres)
Garage TypeAttached
Garage Area417 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2328 EL MONTE DR
CityOAKLEY
StateCA
Zip94561-4142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7704 L57
Legal SubdivisionSUBDIVISION 7704
Legal Tract7704
Legal Lot Number57
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1011
Census Tract302013

Owner

2328 el Monte Dr is owned by two individuals who bought it in September 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address810 W ORANGE AVE, SOUTH SAN FRANCISCO, CA 94080-3125
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Sep 18, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Sep 18, 2019Grant Deed, Transfer · Conventional with PMI
VALLEY VIEW HM LOANS
Oct 16, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Oct 5, 2017Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2019 · Amount on File
Deed SaleSep 18, 2019 · Amount on File
Prior SaleOct 19, 2016 · Amount on File
Deed Document Number2019154110
Prior Transfer DateSep 12, 2019
Prior Transfer Doc0000154108
Record UpdatedOct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 18, 2019
Property Address2328 EL MONTE DR, OAKLEY, CA 94561-4142
Document Number0000154108
Instrument DateSep 12, 2019
Instrument154108
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address810 W ORANGE AVE SOUTH SAN FRANCISCO CA 940803125, SOUTH SAN FRANCISCO, CA 94080-3125

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 18, 2019
Property Address2328 EL MONTE DR, OAKLEY, CA 94561-4142
Document Number0000154109
Instrument DateSep 12, 2019
Instrument154109
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2328 EL MONTE DR OAKLEY CA 945614142, OAKLEY, CA 94561-4142

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 18, 2019
Property Address2328 EL MONTE DR, OAKLEY, CA 94561-4142
Document Number0000154110
Instrument DateSep 9, 2019
Instrument154110
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address810 W ORANGE AVE SOUTH SAN FRANCISCO CA 940803125, SOUTH SAN FRANCISCO, CA 94080-3125

Mortgage

Document Number154111
DateSep 18, 2019
Instrument154111
Lender
NameVALLEY VIEW HM LOANS
AddressGARDEN GROVE, CA 92841
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 17, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2328 EL MONTE DR, OAKLEY, CA 94561-4142
Document Number0000191442
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedFeb 18, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2328 EL MONTE DR OAKLEY CA 945614142, OAKLEY, CA 94561-4142

Mortgage

Document Number0000191442
DateNov 28, 2018
Instrument191442
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 27, 2058
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2328 EL MONTE DR, OAKLEY, CA 94561-4142
Document Number0000186944
Instrument DateOct 5, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2328 EL MONTE DR OAKLEY CA 945614142, OAKLEY, CA 94561-4142

Mortgage

Document Number0000186944
DateOct 12, 2017
Instrument186944
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2328 el Monte Dr was $6,884.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$507,554 (+2%) Land $223,101 Building $284,453
2025$6,884.00$497,603 Land $218,727 Building $278,876
2023$6,567.00 (+1.62%)$478,283 Land $210,235 Building $268,048
2022$6,462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2328 el Monte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2328 el Monte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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