2330 Laurel Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2330 Laurel Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,350 sqft · built 1978
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on File
Last Sale	$714,000 (Jun 2020)
Tax Bill	$8,529 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-275-040`

Property Details

APN / Parcel Number

Primary APN	`068-275-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2330 LAUREL AVE
City	MORRO BAY
State	CA
Zip	93442-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO DEL MAR SUB 2BL 28 LT 24
Legal Subdivision	CY MB MORRO DEL MAR SUB
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2001
Census Tract	10505

Owner

2330 Laurel Ave is owned by a company that bought it in June 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	2330 LAUREL AVE, MORRO BAY, CA 93442-1718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit RABOBANK
Mar 15, 2017	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	202032385
Prior Transfer Date	Feb 25, 1994
Prior Transfer Doc	0000012913
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2330 LAUREL AVE, MORRO BAY, CA 93442-1718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049415
Date	Nov 6, 2019
Instrument	2019049415

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2020
Property Address	2330 LAUREL AVE, MORRO BAY, CA 93442-1718
Document Number	0000032385
Instrument Date	May 21, 2020
Instrument	32385
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2330 LAUREL AVE MORRO BAY CA 934421718, MORRO BAY, CA 93442-1718

Mortgage

Document Number	32386
Date	Jun 30, 2020
Instrument	32386

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2330 LAUREL AVE, MORRO BAY, CA 93442-1718
Document Number	0000016759
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2330 LAUREL AVE MORRO BAY CA 934421718, MORRO BAY, CA 93442-1718

Mortgage

Document Number	0000016759
Date	Apr 26, 2018
Instrument	16759

Lender

Name	RABOBANK
Type	Bank
Address	MORRO BAY, CA 93442

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 15, 2017
Property Address	2330 LAUREL AVE, MORRO BAY, CA 93442-1718
Document Number	0000011495
Map Reference	MB3 PG81
Instrument Date	Mar 7, 2017
Instrument	2017011495
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2330 LAUREL AVE, MORRO BAY, CA 93442-1718

Mortgage

Document Number	0000011496
Date	Mar 15, 2017
Instrument	2017011496

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2330 Laurel Ave was $8,529 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,475 (+2%) Land $474,093 Building $322,382
2025	$8,529.00 Homeowner's exemption	$780,859 Land $464,798 Building $316,061
2023	$8,230.00 (+6.72%) Homeowner's exemption	$750,539 Land $446,750 Building $303,789
2022	$7,712.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2330 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2330 Laurel Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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