2260 Laurel Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2260 Laurel Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,416 sqft · built 2008
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (May 2018)
Tax Bill	$9,905 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-275-021`

Property Details

APN / Parcel Number

Primary APN	`068-275-021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	3,416 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Terrain	Steep
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2260 LAUREL AVE
City	MORRO BAY
State	CA
Zip	93442-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO DEL MAR 2 BL 28 LT 21
Legal Subdivision	MORRO DEL MAR 02
Legal Block	28
Legal Lot Number	21
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2001
Census Tract	10505

Owner

2260 Laurel Ave is owned and occupied by two individuals who bought it in May 2018.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2260 LAUREL AVE, MORRO BAY, CA 93442-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 7, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 31, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Aug 20, 2009 · Amount on File
Deed Document Number	201822067
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0000006903
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2260 LAUREL AVE, MORRO BAY, CA 93442-1716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 LAUREL AVE, MORRO BAY, CA 93442-1716

Mortgage

Document Number	0000000030
Date	Jan 4, 2021
Instrument	2021000030

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2260 LAUREL AVE, MORRO BAY, CA 93442-1716
Document Number	0000012765
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2260 LAUREL AVE MORRO BAY CA 934421716, MORRO BAY, CA 93442-1716

Mortgage

Document Number	0000012765
Date	Mar 16, 2020
Instrument	12765

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 31, 2018
Property Address	2260 LAUREL AVE, MORRO BAY, CA 93442-1716
Document Number	0000022066
Instrument Date	May 7, 2018
Instrument	22066
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 LAUREL AVE MORRO BAY CA 934421716, MORRO BAY, CA 93442-1716

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 31, 2018
Property Address	2260 LAUREL AVE, MORRO BAY, CA 93442-1716
Document Number	0000022067
Map Reference	MB3 PG81
Instrument Date	May 7, 2018
Instrument	2018022067
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2260 LAUREL AVE, MORRO BAY, CA 93442-1716
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022068
Date	May 31, 2018
Instrument	2018022068

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2260 Laurel Ave was $9,905 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$923,820 (+2%) Land $464,232 Building $459,588
2025	$9,905.00 Homeowner's exemption	$905,707 Land $455,130 Building $450,577
2023	$9,558.00 (+6.71%) Homeowner's exemption	$870,539 Land $437,457 Building $433,082
2022	$8,957.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2260 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2260 Laurel Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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