2330 E Derus Way, Layton, UT 84040 Property Records

Davis County property record for 2330 E Derus Way, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,141 sqft · built 2021
Lot Size	0.066 acres (2,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,721,925 (Apr 2022)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Apr 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-455-0104`

Property Details

APN / Parcel Number

Primary APN	`09-455-0104`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,141 sqft Living Area
Basement Area	2,244 sqft
Unfinished Basement	2,244 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,875 sqft (0.066 acres)
Garage Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2330 E DERUS WAY
City	LAYTON
State	UT
Zip	84040-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF UNIT 104, EVERGREEN ESTATES AT CHERRY PRUD. CONT. 0.06600 ACRES
Legal Unit	104
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1019
Census Tract	125908

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2330 E DERUS WAY, LAYTON, UT 84040-6758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Construction Mortgage DEVAN DERU
Apr 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 20, 2022	Special Warranty Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	20223471833
Deed Book / Page	7992 / 1761
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2330 E DERUS WAY, LAYTON, UT 84040-6758
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 606, LAYTON, UT 84041-0955

Mortgage

Document Number	007788/943
Date	Jun 24, 2021
Book Page	7788/943
Instrument	3394067

Lender

Name	DEVAN DERU
Type	Private Party
Address	19329 43RD AVE SE, BOTHELL, WA 98012

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2330 E DERUS WAY, LAYTON, UT 84040-6758
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E DERUS WAY, LAYTON, UT 84040-6758

Mortgage

Document Number	0007993/81
Date	Apr 21, 2022
Book Page	7993/81
Instrument	3471867

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	938 Months
Due	Jun 6, 2100

Interest

Rate Type	Adjustable Rate
Rate	3.81%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.81%

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 20, 2022
Property Address	2330 E DERUS WAY, LAYTON, UT 84040-6758
Document Number	07992/1761
Book / Page	7992 / 1761
Instrument Date	Apr 20, 2022
Instrument	3471833
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	STEWART ODYSSTITLE INSURANCE, STEWART TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2330 E DERUS WAY # 104, 104, LAYTON, UT 84040-6758

Mortgage

Document Number	0003471867
Date	Apr 20, 2022
Instrument	3471867

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	938 Months
Due	Jun 6, 2100

Interest

Rate Type	Adjustable Rate
Rate	3.81%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.81%

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,750 (+4.51%) Land $87,115 Building $333,635	$765,000 (+4.51%) Land $158,391 Building $606,609
2025	$3,835.00 (+4.75%)	$402,600 (-40.53%) Land $65,245 Building $337,355	$732,000 (+8.12%) Land $118,628 Building $613,372
2024	$3,661.00 (+0.8%)
2023	$3,632.00 (+2.37%)	$677,000 Land $148,953 Building $528,047	$677,000 Land $148,953 Building $528,047
2022	$3,548.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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