2330 38th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2330 38th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,877 sqft · built 1990
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Apr 2026)
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-301-004-050.07`

Property Details

APN / Parcel Number

Primary APN	`53-301-004-050.07`
Alternative APNs	`053-301-004-050.07` `3010040507`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
Gross Area	3,110 sqft
Basement Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2330 38TH ST
City	TWO RIVERS
State	WI
Zip	54241-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SORENSON`S SUB LOT 5 BLK 4
Legal Subdivision	SORENSONS SUB
Legal Block	4
Legal Lot Number	5
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2002
Census Tract	5200

Owner

2330 38th St is owned and occupied by an individual who bought it in April 2026.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2330 38TH ST, TWO RIVERS, WI 54241-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Apr 7, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Oct 13, 2022	Transfer on Death Deed, Transfer
Oct 11, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE/MANITOWOC, FIRST AMER TTL MANITOWOC WI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Oct 11, 2021 · Amount on File
Deed Document Number	20261293872
Deed Book / Page	3756 / 437
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	003527/600
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2330 38TH ST, TWO RIVERS, WI 54241-1417
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003738/728
Date	Jan 6, 2026
Book Page	3738/728
Instrument	1291063

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 7, 2026
Property Address	2330 38TH ST, TWO RIVERS, WI 54241-1417
Document Number	0001293872
Book / Page	3756 / 437
Instrument Date	Apr 1, 2026
Instrument	20261293872
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,173.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 38TH ST, TWO RIVERS, WI 54241-1417

Mortgage

Document Number	0001293873,
Date	Apr 7, 2026
Instrument	20261293873

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MANITOWOC WI
Recording Date	Oct 13, 2022
Property Address	2330 38TH ST, TWO RIVERS, WI 54241-1417
Document Number	003527/600
Book / Page	3527 / 600
Instrument Date	Oct 12, 2022
Instrument	1256759
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Oct 11, 2021
Property Address	2330 38TH ST, TWO RIVERS, WI 54241-1417
Document Number	003445/453
Book / Page	3445 / 453
Instrument Date	Oct 6, 2021
Instrument	1242536
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FIRST AMERICAN TITLE/MANITOWOC, FIRST AMER TTL MANITOWOC WI

Transaction

Amount	Amount on Record
Tax	$409.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8189 KRAMER RANCH TRL, FRANKTOWN, CO 80116-8247

Tax Assessment & Valuation

The 2025 property tax bill for 2330 38th St was $2,867, down 1.1% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 (-1.1%) Homeowner's exemption Additional exemption filed	$178,900 (-) Land $22,600 Building $156,300	$206,835 Land $26,129 Building $180,706
2024	$2,899.00 (+13.07%)	$178,900 (+85.39%) Land $22,600 Building $156,300
2023	$2,564.00	$96,500 Land $13,000 Building $83,500	$153,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2330 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2330 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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