2318 38th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2318 38th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 1952
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`53-301-004-030.02`

Property Details

APN / Parcel Number

Primary APN	`53-301-004-030.02`
Alternative APNs	`053-301-004-030.02` `3010040302`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	3,984 sqft
Attic	Attic
Attic Area	684 sqft
Basement Area	928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2318 38TH ST
City	TWO RIVERS
State	WI
Zip	54241-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SORENSON`S SUB LOT 3 BLK 4
Legal Subdivision	SORENSONS SUB
Legal Block	4
Legal Lot Number	3
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2002
Census Tract	5200

Owner

2318 38th St is owned and occupied by an individual who acquired it in June 2022.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2318 38TH ST, TWO RIVERS, WI 54241-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 15, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 15, 2022
Transfer Doc	003503/528
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2318 38TH ST, TWO RIVERS, WI 54241-1417
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 38TH ST, TWO RIVERS, WI 54241-1417

Mortgage

Document Number	003738/161
Date	Jan 2, 2026
Book Page	3738/161
Instrument	1290938

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MANITOWOC WI
Recording Date	Jun 15, 2022
Property Address	2318 38TH ST, TWO RIVERS, WI 54241-1417
Document Number	003503/528
Book / Page	3503 / 528
Instrument Date	Jun 8, 2022
Instrument	1252495
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 38TH ST, TWO RIVERS, WI 54241-1417

Tax Assessment & Valuation

The 2025 property tax bill for 2318 38th St was $3,143 with exemptions applied, up 6.8% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00 (+6.83%) Homeowner's exemption Additional exemption filed	$194,800 (-) Land $22,300 Building $172,500	$225,218 Land $25,782 Building $199,436
2024	$2,942.00 (+3%)	$194,800 (+107.68%) Land $22,300 Building $172,500
2023	$2,263.00 Homeowner's exemption	$93,800 Land $12,800 Building $81,000	$148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2318 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2318 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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