Lancaster County property record for 233 Windfall Ln, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,836 sqft · built 2009 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $42 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 41 1G |
| Primary APN | 41 1G |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 3,526 sqft |
| 1st Floor Area | 3,060 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 228,690 sqft (5.25 acres) |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 838 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13222 |
|---|---|
| Street Address | 233 WINDFALL LN |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-2696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | HENRY'S ISLAND 5.25 AC LOT 7 PC7/21A&B LR02/3523 |
| Legal Subdivision | HENRY'S ISLAND |
| Legal Lot Number | 7 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 41 1G
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 233 WINDFALL LN, WHITE STONE, VA 22578-2696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 233 WINDFALL LN, WHITE STONE, VA 22578-2696 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200002887 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 200002887 |
| Name | VIRGINIA COMMONWEALTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42.00 (-98.81%) | $764,100 (+36.59%) Land $244,600 Building $519,500 | $764,100 (+36.59%) Land $244,600 Building $519,500 |
| 2023 | $3,524.00 | $559,400 Land $244,600 Building $314,800 | $559,400 Land $244,600 Building $314,800 |
Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USFWS Coastal Barrier Resources System as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Nearby Flood Policies | 190 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | VA-65P “White Marsh” |
| Unit Type | Otherwise Protected Area |
| NFIP Eligibility | Limited only for structures consistent with the area's protected purpose |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 3 locations within half a mile of this property.
4G LTE only, no 5G reported
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