211 Windfall Ln, White Stone, VA 22578 Property Records

Lancaster County property record for 211 Windfall Ln, White Stone, VA 22578 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,260 sqft · built 2019
Lot Size	4.76 acres (207,346 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Mar 2018)
Tax Bill	$59 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41 1F`

Property Details

APN / Parcel Number

Primary APN	`41 1F`
Alternative APN	`13221`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,260 sqft Living Area
Gross Area	7,857 sqft
1st Floor Area	4,890 sqft
Basement Area	337 sqft
Unfinished Basement	337 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	207,346 sqft (4.76 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,483 sqft
Deck Area	48 sqft
Patio Area	1,324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13221
Street Address	211 WINDFALL LN
City	WHITE STONE
State	VA
Zip	22578-2696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY'S ISLAND 4.76 AC LOT 6 LR18/374 LR05/2350-P PC7/101C
Legal Subdivision	HENRY'S ISLAND
Legal Lot Number	6
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2037
Census Tract	30301

Owner

Source: Lancaster County records · APN 41 1F

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 GOOSE POINT CT, MANAKIN SABOT, VA 23103-2816
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 01, 2018	Warranty Deed, Transfer · Commercial Mortgage VIRGINIA COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2018 · Amount on Record
Deed Sale	Mar 01, 2018 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	2018374
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	211 WINDFALL LN, WHITE STONE, VA 22578-2696
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001051
Date	Apr 12, 2021
Instrument	210001051

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	350 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 01, 2018
Property Address	211 WINDFALL LN, WHITE STONE, VA 22578-2696
Document Number	180000374
Instrument Date	Feb 06, 2018
Instrument	180000374
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3136 HUGUENOT TRL, POWHATAN, VA 23139-4214

Mortgage

Document Number	180000375
Date	Mar 01, 2018
Instrument	180000375

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$59.00 (-98.63%)	$1,084,800 (+59.13%) Land $242,400 Building $842,400	$1,084,800 (+59.13%) Land $242,400 Building $842,400
2023	$4,294.00	$681,700 Land $242,400 Building $439,300	$681,700 Land $242,400 Building $439,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303012, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 174 individual NFIP policies nearby
Nearby Flood Policies	190 units insured 16 under condo master policies
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	VA-65P “White Marsh”
Unit Type	Otherwise Protected Area
NFIP Eligibility	Limited only for structures consistent with the area's protected purpose

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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