233 Vly Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 233 Vly Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,746 sqft · built 1950
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2020)
Tax Bill	$4,952 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 17.4-2-5`

Property Details

APN / Parcel Number

Primary APN	`012689 17.4-2-5`
Alternative APNs	`268901700400020050000000` `01700400020050000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	39,640 sqft (0.91 acres)
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700400020050000000
Street Address	233 VLY RD
City	SCHENECTADY
State	NY
Zip	12309-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-235 E-CEMETERY S-94-01
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1020
Census Tract	13703

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 VLY RD, SCHENECTADY, NY 12309-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	20205542
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 10, 2020
Property Address	233 VLY RD, SCHENECTADY, NY 12309-2033
Document Number	0000005542
Instrument Date	Mar 2, 2020
Instrument	R2020-05542
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	MARATHON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 VLY RD, 233, SCHENECTADY, NY 12309-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 NORTH POINTE # 9, 9, HALFMOON, NY 12065-4658

Mortgage

Document Number	0000005543
Date	Mar 10, 2020
Instrument	R2020-05543

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	1-Year CMT

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,952.00 (-4.14%)
2025	$5,166.00 (+10.06%)	$109,100 (-) Land $27,300 Building $81,800	$249,700 (+16.74%) Land $62,482 Building $187,218
2023		$109,100 (-) Land $27,300 Building $81,800	$213,900 (+9.3%) Land $53,524 Building $160,376
2022		$109,100 Land $27,300 Building $81,800	$195,695 Land $48,969 Building $146,726
2021	$4,694.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20