Albany County and Colonie Town property record for 226 Vly Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jun 2021) |
| Tax Bill | $6,078 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.4-6-3 |
| Primary APN | 012689 17.4-6-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700400060030000000 |
|---|---|
| Street Address | 226 VLY RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-228 E-VLY RD S-129-30 |
| Legal Subdivision | WLY ROAD |
| Legal Block | 6 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 17.4-6-3
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 VLY RD, SCHENECTADY, NY 12309-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jun 23, 2021 | Warranty Deed, Subdivision Related Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | Sep 29, 2015 · Amount on Record |
| Deed Document Number | 202118580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 226 VLY RD, SCHENECTADY, NY 12309-2001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006472 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | R2020-26472 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 23, 2021 |
| Property Address | 226 VLY RD, SCHENECTADY, NY 12309-2001 |
| Document Number | 0000008580 |
| Instrument Date | Jun 04, 2020 |
| Instrument | R2021-18580 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 NEWTON ST, 88, ALBANY, NY 12205-3438 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 226 VLY RD, SCHENECTADY, NY 12309-2001 |
| Investor | Possibly a Property Investor |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,078.00 (+9.87%) | $129,900 (-) Land $32,500 Building $97,400 | $297,300 (+16.73%) Land $74,382 Building $222,918 |
| 2023 | $129,900 (-) Land $32,500 Building $97,400 | $254,700 (+9.31%) Land $63,724 Building $190,976 | |
| 2022 | $129,900 Land $32,500 Building $97,400 | $233,004 Land $58,296 Building $174,708 | |
| 2021 | $5,532.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 375 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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