Bullitt County property record for 233 Spencer Ln, Mount Washington, KY 40047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 2004 |
| Lot Size | 0.324 acres (14,151 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Feb 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-WSW-32-020 |
| Primary APN | 077-WSW-32-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,340 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Entry |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,151 sqft (0.324 acres) |
| Lot Dimensions | 159 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 417462 |
|---|---|
| Old Parcel Number | 100446001 |
| Street Address | 233 SPENCER LN |
| City | MOUNT WASHINGTON |
| State | KY |
| Zip | 40047-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 185 SEC 2 WILCHAR EST |
| Legal Subdivision | WILCHAR ESTATES |
| Legal Lot Number | 185 |
| Jurisdiction | BULLITT KY |
| Township / Civil Division | MOUNT WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20101 |
Source: Bullitt County records, as of January 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 233 SPENCER LN, MOUNT WASHINGTON, KY 40047-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Amount on Record |
| Deed Sale | Amount on Record |
| Deed Document Number | 0001025493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BULLITT KY |
| Property Address | 233 SPENCER LN, MOUNT WASHINGTON, KY 40047-5105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2240/256 |
|---|---|
| Date | Feb 26, 2025 |
| Book Page | M2240/256 |
| Instrument | 781848 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2045 |
Source: Bullitt County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bullitt County |
| Municipality | Mount Washington City |
| Unified School District | Bullitt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,883.00 (-0.17%) | $230,000 (-) Building $230,000 | $230,000 (-) Building $230,000 |
| 2023 | $2,888.00 (-0.93%) | $230,000 (-) Building $230,000 | $230,000 (-) Building $230,000 |
| 2022 | $2,915.00 | $230,000 Building $230,000 | $230,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT WASHINGTON WATER COMPANY private · serves 23,760 people · EPA ID KY0150300 |
|---|---|
| Water Source | Purchased surface water from LOUISVILLE WATER COMPANY |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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