Bullitt County property record for 186 Spencer Ln, Mount Washington, KY 40047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,719 sqft · built 2004 |
| Lot Size | 0.296 acres (12,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 |
| Tax Bill | $3,935 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-WSW-33-018 |
| Primary APN | 077-WSW-33-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,719 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Entry |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,900 sqft (0.296 acres) |
| Lot Dimensions | 150 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 426224 |
|---|---|
| Old Parcel Number | 185920001 |
| Street Address | 186 SPENCER LN |
| City | MOUNT WASHINGTON |
| State | KY |
| Zip | 40047-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 198_WILCHAR ESTATES_SECTION 2_PLAT 2-629 |
| Legal Subdivision | WILCHAR ESTATES |
| Legal Lot Number | 198 |
| Jurisdiction | BULLITT KY |
| Township / Civil Division | MOUNT WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20101 |
Source: Bullitt County records, as of January 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 SPENCER LN, MOUNT WASHINGTON, KY 40047-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Amount on Record |
| Deed Sale | Amount on Record |
| Deed Document Number | 0001125244 |
| Record Updated | Jun 8, 2026 |
Source: Bullitt County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bullitt County |
| Municipality | Mount Washington City |
| Unified School District | Bullitt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,935.00 (+4.43%) | $315,000 (+4.65%) Land $50,000 Building $265,000 | $315,000 (+4.65%) Land $50,000 Building $265,000 |
| 2023 | $3,768.00 (+45.71%) | $301,000 (+47.75%) Land $50,000 Building $251,000 | $301,000 (+47.75%) Land $50,000 Building $251,000 |
| 2022 | $2,586.00 | $203,727 Building $203,727 | $203,727 Building $203,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT WASHINGTON WATER COMPANY private · serves 23,760 people · EPA ID KY0150300 |
|---|---|
| Water Source | Purchased surface water from LOUISVILLE WATER COMPANY |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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