Schoharie County and Schoharie Town property record for 233 Smith Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 2010 |
| Square Footage | 1,425 sqft Living Area |
| Lot Size | 112,820 sqft (2.59 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,650.00 (2025) |
Source: Schoharie County and Schoharie Town records · APN 434289 59.-4-10.3
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 233 SMITH RD, HOWES CAVE, NY 12092-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 02, 1998 |
| Transfer Doc | 0643000314 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Schoharie Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Schoharie Town |
| Unified School District | Schoharie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,650.00 (-6.57%) | $118,000 (-) Land $10,000 Building $108,000 | $190,323 (+7.11%) Land $16,129 Building $174,194 |
| 2023 | $118,000 (-) Land $10,000 Building $108,000 | $177,684 (+15.19%) Land $15,058 Building $162,626 | |
| 2022 | $118,000 Land $10,000 Building $108,000 | $154,248 Land $13,072 Building $141,176 | |
| 2021 | $4,977.00 (-34.84%) | ||
| 2020 | $7,638.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 434289 59.-4-10.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,425 sqft Living Area |
| 1st Floor | 1,140 sqft 1st Floor |
| Upper Floors | 285 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 112,820 sqft (2.59 acres) |
| Lot Width | 12 ft Width |
| Porch Area | 660 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 515J195002 |
|---|---|
| Street Address | 233 SMITH RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-2703 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 10.003 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SCHOHARIE |
| Census Blockgroup | 5 |
| Census Block | 5037 |
| Census Tract | 740100 |
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