175 Smith Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Schoharie Town property record for 175 Smith Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Property Type	Residential > Specialized > Other
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1945
Square Footage	1,559 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Garage	Attached
Last Sale	$6,300 (2015)
Tax Bill	$394.00 (2025)

Owner

Source: Schoharie County and Schoharie Town records · APN 434289 47.-7-2

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	151 BRIAR LN, HOWES CAVE, NY 12092-2705
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2015 · Amount on Record
Deed Sale	Jun 12, 2015 · Amount on Record
Deed Book / Page	999 / 187
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Schoharie Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Schoharie Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$394.00 (+133.14%)	$10,000 (-) Land $6,000 Building $4,000	$16,129 (+7.11%) Land $9,677 Building $6,452
2023		$10,000 (-) Land $5,800 Building $4,200	$15,058 (+15.19%) Land $8,734 Building $6,324
2022		$10,000 Land $5,800 Building $4,200	$13,072 Land $7,582 Building $5,490
2021	$169.00 (-57.54%)
2020	$398.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`434289 47.-7-2`
Alternative APNs	`428904700000070020000000` `515J100171`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,559 sqft Living Area
1st Floor	1,559 sqft 1st Floor
Upper Floors	252 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	72.4 ft x 120 ft Depth x Width
Garage Type	Attached Garage
Porch Area	132 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	515J100171
Street Address	175 SMITH RD
City	HOWES CAVE
State	NY
Zip	12092-2701
Property Usage	Residential Property Usage
Type	Residential > Specialized > Other
Legal Block	7
Legal Lot Number	2.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SCHOHARIE
Census Blockgroup	5
Census Block	5037
Census Tract	740100