233 Owsley Fork Rd, Berea, KY 40403 Property Records

Madison County property record for 233 Owsley Fork Rd, Berea, KY 40403 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Sep 2025)
Tax Bill	$99 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0100-0000-0027-C2`

Property Details

APN / Parcel Number

Primary APN	`0100-0000-0027-C2`
Alternative APNs	`103552` `140831` `178714` `70941`

Exterior

Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	70941
Street Address	233 OWSLEY FORK RD
City	BEREA
State	KY
Zip	40403-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1024
Census Tract	11102

Owner

Source: Madison County records · APN 0100-0000-0027-C2

Assessment roll updated December 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	235 OWSLEY FORK RD, BEREA, KY 40403-9663
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jun 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Apr 04, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Apr 04, 2022 · Amount on Record
Deed Document Number	202514288457
Deed Book / Page	873 / 647
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	000D821/32
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Sep 29, 2025
Property Address	233 OWSLEY FORK RD, BEREA, KY 40403-9663
Document Number	00D873/647
Book / Page	D873 / 647
Map Reference	CAB P21 SL 215
Instrument Date	Sep 26, 2025
Instrument	2014288457
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	467 CEDAR CLIFF RD, WACO, KY 40385-9559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 OWSLEY FORK RD, BEREA, KY 40403-9663

Mortgage

Document Number	00M2413/30
Date	Sep 29, 2025
Book Page	M2413/30
Instrument	2014288461

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	233 OWSLEY FORK RD, BEREA, KY 40403-9663
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2242/337
Date	Jun 23, 2023
Book Page	M2242/337
Instrument	2014152634

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Apr 04, 2022
Property Address	233 OWSLEY FORK RD, BEREA, KY 40403-9663
Document Number	000D821/32
Book / Page	D821 / 32
Map Reference	CAB P21 PG 215
Instrument Date	Nov 16, 2021
Instrument	2014084729
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	956 CORNISTHLLE ROAD, HARRODSBURG, KY 40330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RED FOLEY RD, MOUNT VERNON, KY 40456-2412

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$99.00 (-1%)	$10,000 (-)	$10,000 (-)
2024	$100.00 (-1.96%)	$10,000 (-)	$10,000 (-)
2023	$102.00	$10,000	$10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510111021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 74% of Kentucky
Wildfire Likelihood	About 1 in 980 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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