Madison County property record for 224 Owsley Fork Rd, Berea, KY 40403 · Last verified January 2026
| Property Type | Mobile Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $307 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100-0000-0026 |
| Primary APN | 0100-0000-0026 |
|---|---|
| Alternative APNs |
|
| Lot Area | 174,240 sqft (4 acres) |
|---|
| Account Number | 44411 |
|---|---|
| Street Address | 224 OWSLEY FORK RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9663 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | M/H & 4 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11102 |
Source: Madison County records · APN 0100-0000-0026
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Jul 13, 2022 | Affidavit, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000826137 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 224 OWSLEY FORK RD, BEREA, KY 40403-9663 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Document Number | 0M2239/183 |
|---|---|
| Date | Jun 07, 2023 |
| Book Page | M2239/183 |
| Instrument | 2014149693 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 13, 2022 |
| Property Address | 224 OWSLEY FORK RD, BEREA, KY 40403-9663 |
| Document Number | 00D826/137 |
| Book / Page | D826 / 137 |
| Instrument Date | May 27, 2022 |
| Instrument | 2014101396 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307.00 (+20.39%) Additional exemption filed | $31,000 (+24%) | $31,000 (+24%) |
| 2023 | $255.00 | $25,000 | $25,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510111021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Moderate above 47% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,099 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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