233 NE Edgewater Dr, Apt 104, Stuart, FL 34996 Property Records

Martin County property record for 233 NE Edgewater Dr, Apt 104, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,313 sqft · built 1981
Owner	2 Trust Names on File
Last Sale	$320,000 (Mar 2021)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`31-37-42-083-233-0104.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`31-37-42-083-233-0104.0-6-0000`
Alternative APNs	`31-37-42-083-233-01040-6` `10972`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Units	25 Units
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	1,461 sqft
1st Floor Area	1,313 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10972
Street Address	233 NE EDGEWATER DR, 104
City	STUART
State	FL
Zip	34996-4411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERWOOD CONDO PHASE N BLDG 233 UNIT 104
Legal Range	42E
Legal Township	37S
Legal Section	31
Legal Subdivision	RIVERWOOD CONDO
Legal Block	1
Legal Lot Number	104
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1008
Census Tract	100

Owner

233 NE Edgewater Dr, Apt 104 is owner-occupied and held in a trust since March 2021.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	233 NE EDGEWATER DR, 104, STUART, FL 34996-4411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage PALM BEACH FIRST FINANCIAL & MORTGA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Apr 2, 2001 · Amount on File
Deed Document Number	20212872340
Deed Book / Page	3203 / 1057
Prior Transfer Date	Dec 17, 2002
Prior Transfer Doc	0001645985
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Dec 27, 2023
Property Address	233 NE EDGEWATER DR APT 104, 104, STUART, FL 34996-4411
Document Number	0034130849
Book / Page	3413 / 849
Map Reference	MB 503 PG 822
Instrument Date	Nov 21, 2023
Instrument	3051201
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 NE EDGEWATER DR APT 104, 104, STUART, FL 34996-4411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	233 NE EDGEWATER DR APT 104, 104, STUART, FL 34996-4411

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	233 NE EDGEWATER DR APT 104, 104, STUART, FL 34996-4411
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 NEEDGEWATER DR, STUART, FL 34996

Mortgage

Document Number	0033520974
Date	Dec 29, 2022
Book Page	3352/974
Instrument	2995481

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 4, 2021
Property Address	233 NE EDGEWATER DR APT 104, 104, STUART, FL 34996-4411
Document Number	0032031057
Book / Page	3203 / 1057
Map Reference	MB 533 PG 217
Instrument Date	Feb 26, 2021
Instrument	2872340
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6549 S LAMBETH CT, 6549, CANTON, MI 48187-5214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 NE EDGEWATER DR APT 104, 104, STUART, FL 34996-4411

Mortgage

Document Number	0032031059
Date	Mar 4, 2021
Instrument	3203/1059

Lender

Name	PALM BEACH FIRST FINANCIAL & MORTGA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 233 NE Edgewater Dr, Apt 104 was $4,133 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,133.00 (-1.05%) Homeowner's exemption	$301,299	$362,440 Building $362,440
2024	$4,177.00 (+1.78%)
2023	$4,104.00 (+3.56%) Additional exemption filed	$284,280 (+3%)	$360,060 (+30.46%) Building $360,060
2022	$3,963.00 Homeowner's exemption	$276,000 Building $276,000	$276,000 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 NE Edgewater Dr, Apt 104 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 NE Edgewater Dr, Apt 104 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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