233 NE Edgewater Dr, Apt 103, Stuart, FL 34996 Property Records

Martin County property record for 233 NE Edgewater Dr, Apt 103, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 854 sqft · built 1981
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2020)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`31-37-42-083-233-0103.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`31-37-42-083-233-0103.0-8-0000`
Alternative APNs	`31-37-42-083-233-01030-8` `10971`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Units	25 Units
Stories	1 Story
Building Area	854 sqft Living Area
Gross Area	1,006 sqft
1st Floor Area	854 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10971
Street Address	233 NE EDGEWATER DR, 103
City	STUART
State	FL
Zip	34996-4446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERWOOD CONDO PHASE N BLDG 233 UNIT 103
Legal Range	42E
Legal Township	37S
Legal Section	31
Legal Subdivision	RIVERWOOD CONDO
Legal Block	1
Legal Lot Number	103
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1008
Census Tract	100

Owner

233 NE Edgewater Dr, Apt 103 is owned by two individuals who bought it in December 2020.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 ROSEWOOD AVE, CORTLAND, NY 13045-1027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	20202855927
Deed Book / Page	3181 / 1921
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 15, 2020
Property Address	233 NE EDGEWATER DR APT 103, 103, STUART, FL 34996-4446
Document Number	0031811921
Book / Page	3181 / 1921
Map Reference	MB 533 PG 217
Instrument Date	Dec 11, 2020
Instrument	2855927
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2336 SE OCEAN BLVD # 302, 2336, STUART, FL 34996-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ROSEWOOD AVE, CORTLAND, NY 13045-1027

Mortgage

Document Number	0031811924
Date	Dec 15, 2020
Instrument	3181/1924

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 5, 2018
Property Address	233 NE EDGEWATER DR APT 103, 103, STUART, FL 34996-4446
Document Number	0030200571
Book / Page	003020 / 000571
Instrument Date	Oct 4, 2018
Instrument	2719325
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 S WASHINGTON ST BALTIMORE MD 212312620, BALTIMORE, MD 21231-2620

Mortgage

Document Number	30200574
Date	Oct 5, 2018
Book Page	003020/000574
Instrument	2719326

Lender

Name	FIDELITY LNDG
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 233 NE Edgewater Dr, Apt 103 was $4,712, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,712.00 (-1.11%)	$284,834	$316,800 Building $316,800
2024	$4,765.00 (+7.98%)
2023	$4,413.00 (+22.21%)	$235,400 (+1%)	$309,200 (+44.49%) Building $309,200
2022	$3,611.00	$214,000 Building $214,000	$214,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 NE Edgewater Dr, Apt 103 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 NE Edgewater Dr, Apt 103 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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