228 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 228 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 1900
Lot Size	0.075 acres (3,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2022)
Tax Bill	$7,237 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-01308-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`19-01308-0000-00040`
Alternative APNs	`190130800040` `05004130` `2416`

Interior

Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	107 ft deep x 30 ft wide

Location & Zoning

Account Number	2416
Street Address	228 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1308
Legal Lot Number	40
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2014
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 6, 2018	Grant Deed, Transfer · FHA Mortgage QUAINT OAK MTG
Jan 3, 2018	Grant Deed, Transfer SERVICELINK
Aug 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	2022578550
Deed Book / Page	3276 / 105
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 6, 2022
Property Address	228 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Document Number	003276/105
Book / Page	3276 / 105
Instrument Date	Jun 27, 2022
Instrument	2022-578550
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 IRWIN ST, 228, PHILLIPSBURG, NJ 08865-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 IRWIN ST, PHILLIPSBURG, NJ 08865-2440

Mortgage

Document Number	2022578551
Date	Jul 6, 2022
Instrument	2022-578551

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 6, 2018
Property Address	228 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Document Number	0000498295
Book / Page	002892 / 000203
Instrument Date	Aug 27, 2018
Instrument	498295
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 IRWIN ST PHILLIPSBURG NJ 088652440, PHILLIPSBURG, NJ 08865-2440

Mortgage

Document Number	498296
Date	Sep 6, 2018
Book Page	006620/000285
Instrument	498296

Lender

Name	QUAINT OAK MTG
Type	Mortgage Company
Address	ALLENTOWN, PA 18109

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 3, 2018
Property Address	228 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Document Number	0000486622
Book / Page	002822 / 000133
Instrument Date	Sep 15, 2017
Instrument	486622
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$27.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 SUMNEYTOWN PIKE LANSDALE PA 194465304, LANSDALE, PA 19446-5304

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NJ
Recording Date	Aug 4, 2017
Property Address	228 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Document Number	0000479018
Book / Page	002782 / 000237
Instrument Date	May 29, 2017
Instrument	479018
Transaction Type	Foreclosure
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	228 IRWIN ST PHILLIPSBURG NJ 088652440, PHILLIPSBURG, NJ 08865-2440
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,800 (-) Land $26,500 Building $128,300	$154,800 (-) Land $26,500 Building $128,300
2025	$7,237.00 (+2.87%)	$154,800 (-) Land $26,500 Building $128,300	$154,800 (-) Land $26,500 Building $128,300
2024	$7,035.00 (+19.2%)
2023		$154,800 (+8.78%) Land $26,500 Building $128,300	$154,800 (+8.78%) Land $26,500 Building $128,300
2022	$5,902.00 (+1.85%)	$142,300 Land $26,500 Building $115,800	$142,300 Land $26,500 Building $115,800
2021	$5,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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