Ocean County and Toms River Township property record for 233 Harbor Dr, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1980 |
| Lot Size | 0.037 acres (1,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jul 2025) |
| Tax Bill | $8,625 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-01104-05-00005 |
| Primary APN | 08-01104-05-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,620 sqft (0.037 acres) |
| Lot Dimensions | 54 ft deep x 30 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 233 HARBOR DR |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB4 |
| Legal Description | 30X54 |
| Legal Subdivision | OCEAN BEACH SEC A UN 2 |
| Legal Block | 1104 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 722500 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 233 HARBOR DR, LAVALLETTE, NJ 08735-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 11, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on Record |
| Deed Sale | Jul 3, 2025 · Amount on Record |
| Prior Sale | Jan 11, 2021 · Amount on Record |
| Deed Document Number | 202551132 |
| Deed Book / Page | 20060 / 1827 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 233 HARBOR DR, LAVALLETTE, NJ 08735-1435 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8 HEIGHTS RD, WAYNE, NJ 07470-4610 |
| Document Number | 0192220384 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 19222/384 |
| Instrument | 2022117989 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 23, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 11, 2021 |
| Property Address | 233 HARBOR DR, LAVALLETTE, NJ 08735-1435 |
| Document Number | 0182521332 |
| Book / Page | 18252 / 1332 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021003996 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,452.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 667 ELM ST, 667, KEARNY, NJ 07032-3716 |
| Name | Verified Name |
|---|---|
| Address | 667 ELM ST, KEARNY, NJ 07032-3716 |
| Document Number | 2021003997 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021003997 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,400 (-) Land $242,000 Building $199,400 | $441,400 (-) Land $242,000 Building $199,400 | |
| 2025 | $8,625.00 (+7.32%) | $441,400 (-) Land $242,000 Building $199,400 | $441,400 (-) Land $242,000 Building $199,400 |
| 2024 | $8,037.00 (+9.11%) | ||
| 2023 | $441,400 Land $242,000 Building $199,400 | $441,400 Land $242,000 Building $199,400 | |
| 2022 | $7,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 458 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 458 in force |
| Nearby Flood Claims | 1,077 (1978–2026) |
| Claims Outside the SFHA | 13 of 1,077 |
| Most Recent Claim | Jul 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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