231 Harbor Dr, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 231 Harbor Dr, Lavallette, NJ 08735 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 560 sqft · built 2015
Lot Size	0.035 acres (1,529 sqft)
Owner	Individual Name on File
Last Sale	$413,500 (Jun 2018)
Tax Bill	$10,169 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-01104-05-00006`

Property Details

APN / Parcel Number

Primary APN	`08-01104-05-00006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	560 sqft Living Area
Gross Area	1,120 sqft
1st Floor Area	560 sqft
Basement Area	560 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,529 sqft (0.035 acres)
Lot Dimensions	51 ft deep x 30 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	231 HARBOR DR
City	LAVALLETTE
State	NJ
Zip	08735-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30X51
Legal Subdivision	OCEAN BEACH 02
Legal Block	1104
Legal Lot Number	6
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	1
Census Block	1005
Census Tract	722500

Owner

Source: Ocean County and Toms River Township records · APN 08-01104-05-00006

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 HARBOR DR, LAVALLETTE, NJ 08735-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Jun 11, 2018	Deed, Transfer · Conventional Mortgage INVESTORS MORTGAGE CO LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Feb 01, 1999 · Amount on Record
Deed Document Number	201856509
Deed Book / Page	17141 / 1827
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	231 HARBOR DR, LAVALLETTE, NJ 08735-1435
Transaction Type	Mortgage
Record Updated	Feb 01, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 HARBOR DR, LAVALLETTE, NJ 08735-1435

Mortgage

Document Number	0192740464
Date	Jan 12, 2023
Book Page	19274/464
Instrument	2023002915

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 02, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	231 HARBOR DR, LAVALLETTE, NJ 08735-1435
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INVESTMENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179110410
Date	Jun 03, 2020
Book Page	17911/410
Instrument	2020056112

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 11, 2018
Property Address	231 HARBOR DR, LAVALLETTE, NJ 08735-1435
Document Number	0171411827
Book / Page	17141 / 1827
Map Reference	MAP A-359
Instrument Date	May 27, 2018
Instrument	2018056509
Transaction Type	Transfer
Record Updated	Nov 03, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,344.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 NEW YORK BLVD, 707, SEA GIRT, NJ 08750-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 HARBOR DR, LAVALLETTE, NJ 08735-1435

Mortgage

Document Number	2018056510
Date	Jun 11, 2018
Instrument	2018056510

Lender

Name	INVESTORS MORTGAGE CO LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Toms River Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,400 (-) Land $242,000 Building $278,400	$520,400 (-) Land $242,000 Building $278,400
2025	$10,169.00 (+7.31%)	$520,400 (-) Land $242,000 Building $278,400	$520,400 (-) Land $242,000 Building $278,400
2024	$9,476.00 (+9.11%)
2023		$520,400 Land $242,000 Building $278,400	$520,400 Land $242,000 Building $278,400
2022	$8,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297225001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 458 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	458 in force
Nearby Flood Claims	1,077 (1978–2026)
Claims Outside the SFHA	13 of 1,077
Most Recent Claim	Jul 2026, tidal / storm surge
Claims By Storm	Hurricane Sandy, Nov 2012 · 649 claims Hurricane Irene, Aug 2011 · 149 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 124 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 602 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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